What is the short message service of CCB? 20 yuan service fee for one year. I didn't say that when I applied for the card. I won't know until I get a text message. What should I do?

CCB SMS service includes the following contents:

(1) Inquiry service: provide inquiry services such as account balance, details, interest rate, exchange rate and contract signing information.

(II) Notice of account change: After the customer successfully launched SMS financial service, once the contracted account changes, CCB will send the short message of account fund change to the customer's mobile phone as agreed, so that the customer can know the fund change of the contracted account in time.

(3) Notification of account information: including notification of information such as expiration of bank card replacement card, account overdraft, abnormal card status, credit card repayment, expiration of personal time deposit, expiration of voucher-type national debt, and timely renewal of installment account.

(4) Financial information notification: including short message service of financial information such as fund net value, stock market index, precious metals and foreign exchange rate. Provide SMS reminder under my name and customize the net value of the fund; SMS reminder of market price of Shanghai Composite Index and Shenzhen Component Index; SMS reminder of precious metal market; SMS reminder service for foreign exchange quotation.

(V) Transfer and remittance service: After the customer opens the SMS transfer and remittance function at the counter, they make an agreement on the collection and payment accounts, and transfer and remit money between the agreed accounts through the uplink SMS.

(VI) Payment and recharge service: refers to the service that whenever a customer needs to pay, the bank sends a payment request message to the customer, and the payment transaction can be completed after the customer confirms it, or the customer sends a message to complete the payment and recharge.

(7) Risk warning: including online banking login, transaction reminder, transaction second confirmation and other short message services.

(8) Reminder of loan collection: including SMS notification of loan maturity, loans overdue, repayment reminder and other information.

(9) Marketing promotion: product promotion and product promotion through SMS, such as SMS marketing of funds, wealth management products and other products.

(10) Maintaining customer care: providing holiday greetings to customers, birthday greetings and friendly reminders to VIP customers.

The SMS service of CCB can be closed in the following ways:

1. I brought my original ID card and bank card to the counter of the business hall of China Construction Bank to apply for closing the SMS service.

2. Turn off the SMS service by mobile banking of China Construction Bank (taking Huawei p 10 mobile phone as an example, based on Android 7.0 operating system), and the specific methods are as follows:

1. Open your mobile phone, find the "China Construction Bank" APP, and click Enter.

2. After entering the China Construction Bank APP, find the "+"sign in the upper right corner and click Enter.

3. After entering, find the "message" item and click Enter.

4. After entering the message, find the item "message service customization" and click Enter.

5. After entering the message service customization, find the item "Notice of Change of Savings Account" and click Enter.

6. After entering, find the "SMS" column and close it.

7. Then click OK in the confirm cancel service menu that pops up in the system to close the SMS service.