How did the police solve the fraud case?

The basic steps for the police to crack fraud cases are as follows:

After the victim reported the case or took the initiative to find the crime, he searched for evidence and arrested the suspect.

Communication network fraud, through a typical case, reminds the general public to be vigilant and not to be deceived.

Deception 1:

Pretending to be a public security law, I told you by phone that you were suspected of committing a crime.

Crack: Public security organs cannot handle cases by telephone.

Typical case:

Received the "arrest warrant" remittance of 6.5438+0.7 million from Nanjing female boss.

On June 6th last year, 10, Ms. Shen, the female boss of Nanjing, came to the airport police station of Qinhuai Public Security Bureau with a Notice of Arrest in her hand, claiming that she was "taken away" by Guangzhou Procuratorate170,000 yuan, and now the procuratorate refuses to accept it.

According to Ms. Shen, a few days ago, she received a strange phone call at home. The other party claimed to be the "prosecutor" of the Supreme People's Procuratorate. Ms. Shen is wanted by Guangzhou police on suspicion of money laundering. The other party accurately reported Ms. Shen's name and ID number. Ms. Shen suddenly froze.

The "prosecutor" told her, "It is up to the Public Security Bureau to decide whether to launder money or cheat. Now that we have your arrest notice, give me your fax number and send it to you right away. " Just a few minutes later, Ms. Shen received an "arrest notice" marked with Ms. Shen's head and ID number. The alleged crime is online fraud, and the arrest authority is "the Supreme People's Procuratorate".

Subsequently, the "prosecutor" called again, saying that if she didn't want to be taken away by the police, Ms. Shen had to find a guarantor and pay a "deposit" 1.7 million yuan. Subsequently, according to the request of the other party, Ms. Shen quickly remitted RMB 6,543,800+0.7 million in three times.

The police picked up Ms. Shen's Notice of Arrest and saw the flaw at a glance: the notice said "the Supreme People's Procuratorate, Guangzhou", but there is only one in the Supreme People's Procuratorate, namely China People's Procuratorate and the Supreme People's Procuratorate. The official name of Guangzhou Procuratorate should be Guangzhou People's Procuratorate. This "notice of arrest" is obviously false.

The police reminded:

This is a typical fraud case that impersonates judicial staff to send judicial documents. Such cases are confusing, and citizens will fall into the trap of swindlers if they are not careful. But the public security organs will not handle cases by telephone. Once the so-called "police", "prosecutor" and "judge" instruct you to do this and that on the phone, it must be a scam.

Deception 2:

Cheat you with "government subsidies"

Crack: government subsidies will not be operated through ATM machines.

Typical case:

All the money in Cary was transferred to get the "disability allowance"

In May this year, Li, a disabled person, received a phone call claiming to be the Jiangsu Disabled Persons' Federation, claiming that he met the requirements of the national subsidy policy for the disabled. The Disabled Persons' Federation provided Li with 5000 yuan for bank transfer.

Li Xin thought it was true, that is, let his wife operate on the ATM according to the requirements of the other party, but after a while, no money entered the account. At this time, the other party called Li's wife again, claiming that the transfer failed, and asked for Li's bank card password, saying that it was his bank card direct transfer operation. Li's wife had no doubt and informed the other party of the bank card password, but later found that all the cash in Li's bank card was transferred away.

This form of insurance fraud is exactly the same as the earlier methods of "maternity allowance", "two-child allowance" and "car tax rebate".

The police reminded:

Whether it's a tax refund or a subsidy, if the other party mentions going to the ATM machine for operation, then it's 100% fake, so hang up decisively. Finally, citizens need to protect personal identity information. Once personal information is leaked, it is easy to be used by scammers, which will bring potential crisis to their own money.

Deception 3:

"Photo album temptation" makes you suffer from Trojan virus.

Crack: Don't click on the link message to push the URL.

Typical case:

Click on the link, at least 180 relatives and friends have been cheated.

On May 1 1 this year, Mr. Song received a short message from his friend's mobile phone, saying that "the photos taken together on May Day are ready and are being downloaded". Mr. Song immediately clicked on the link and downloaded a software called photo album. Immediately, all the contacts in his mobile phone address book received a short message from Mr. Song's mobile phone, which read: "I am in a meeting and it is not convenient to make a phone call. I urgently need to remit 2500 yuan to my friend's account, card number 6212xxxxxxxxx, and cardholder's name: XXX".

It is understood that in the above case, after Mr. Song's friend received the help message, 10 people made a remittance operation. When the police tracked down the account provided by the swindler, they found that 450,000 yuan had been remitted, and at least 180 people were cheated.

According to the police, poisoning the mobile phone by clicking on the link, and then stealing the relevant online banking information on the mobile phone, thus stealing the money from the owner's bank card, is a big "gold-sucking" means of the "photo album temptation" scam. The second biggest "gold attraction" is not only cheating the owner himself, but also cheating his relatives and friends. Because the phone address book stores the contact information of people who are closely related, when they receive similar help messages, they often send money without verification.

The police reminded:

No matter who sends messages, including SMS, WeChat and email, you can avoid cell phone poisoning without clicking unfamiliar links. At the same time, all smartphone users should install mainstream mobile phone protection software on the market.

In addition, if you receive a short message from friends and relatives asking for remittance, if the other party claims that it is not convenient to make a phone call, you can reply to the short message inquiry, so that you can effectively see through the scam.

Deception 4:

Pretending to be "Taobao customer service" to implement various frauds.

Crack: Taobao customer service will not be manually involved.

Typical case:

Liars pretend to be "Taobao customer service" and take the initiative to refund.

In May of this year, Nanjing citizen Yin bought a pair of shoes on Taobao and received a phone call the next day. The other party claimed to be Taobao customer service, saying that the shoes that Yin bought online had problems and could not be delivered. The other party should return the money for buying shoes to Yin.

After that, the other party sent a refund URL link through QQ. After clicking on the website, Yin entered her Alipay account number, password, name, ID number, bank card number, withdrawal password, online banking login password and bank reserved mobile phone number according to the website prompts, and found that more than 50,000 yuan in her bank account was taken away.

At present, criminals not only pretend to be Taobao customer service, but also pretend to be JD.COM and other large shopping websites to commit fraud.

The police reminded:

Taobao customer service will not be manually involved. The most effective way is to directly call the official customer service consultation of the shopping website. Of course, the customer service phone number must be obtained from official website, and it is likely that the phone number of the swindler will be found through the search engine. Once the other party requests remittance, transfer money, provide ID number, bank card number or click on an unknown link, be sure to consult and learn more from relatives, colleagues and friends around you. The scam is easy to expose.

Deception 5:

Fraud under the guise of handling large credit cards

Crack: Be careful when handling large credit cards.

Typical case:

I want to increase the credit card limit, but my card was stolen.

Ms. Li works in Jiangning and has a credit card in her hand. She always thought that the credit card limit was low, but because of long-term non-use, the bank never approved her request to increase the limit.

On the morning of July 6th this year, Ms. Li received a call from 0 1095595. Because the number is very similar to the bank, Ms. Li thought it was a bank employee, and the other party claimed that she could increase the credit card limit. Ms. Li readily agreed that after entering the credit card number according to the other party's prompt, the "staff" asked Ms. Li to hang up after receiving the text message.

The message will come soon. This is a web page link. After clicking, there is an option to increase the quota. After Ms. Li chose the option of 30,000, she soon received a verification code message. She filled in the verification code on the page. Unexpectedly, a few minutes later, Ms. Li received a text message and her credit card was spent 4,900 yuan.

After receiving a report from Ms. Li, the police investigation found that Ms. Li's stolen 4900 yuan was used for shopping in an online mall. Subsequently, the police contacted the shopping mall in time and handled the refund procedure for Ms. Li.

The police reminded:

Banks have certain rules and procedures for handling large credit cards. If someone calls to help you with a high credit card or increase the credit card limit, you must be cautious and make it clear.

Deception 6:

The "boss" sends instructions on QQ for you to remit money.

Crack: The boss QQ wants you to remit money by phone.

Typical case:

Pretending to be the boss, instructing the "welfare" accountant to be cheated by 400 thousand.

At 9: 30 in the morning of June 65438+1October 65438+March this year, Ms. Zhang, an accountant of a company in Nanjing, received a QQ instruction from her boss, asking her to remit 600,000 yuan to her private account in three installments. Ms. Zhang relaxed her vigilance when she saw the boss's instructions. The other party said that the money would be used as a year-end bonus. Not only did Ms. Zhang have no doubts, but she was also very happy to remit the money.

When Ms. Zhang remitted 400,000 yuan for the second time, she suddenly received a phone call from the boss of the company. When asked why 400,000 yuan was missing from the account, Ms. Zhang realized that the boss didn't send remittance instructions at all, but someone else logged into QQ.

The police investigation found that the account of the boss of the company was actually stolen two or three months ago and logged in many times in other cities. It is these logins that let scammers know from the chat records that this is the QQ of a company boss.

Liars should be familiar with the interpersonal relationship of QQ owners through long-term observation, and then wait for the right time to start. Moreover, it just happens that the Chinese New Year is coming, and all major companies have the habit of issuing year-end bonuses, and scammers have exploited this loophole.

The police reminded:

When you meet acquaintances who borrow money and remit money through various chat software, you must be careful, especially when the company boss asks for remittance on QQ, you must call to verify. In addition, don't click to enter when you encounter a strange link, and don't scan the QR code at will to avoid cell phone poisoning and unnecessary losses.

Deception 7:

Claiming to lead "domineering" calls you to the office.

Crack: Be careful that the "leader" asks you for money.

Typical case:

The store manager received a call from the "vice president" and was cheated by 38,000.

Mr. Zhao is the manager of a store affiliated to a large chain enterprise in Nanjing. One morning in June this year, he suddenly received a call from a "leader". As soon as the phone was connected, the other party said stiffly, "Are you the manager of Zhao Moumou? Come and see me at the head office this afternoon 1: 30. " Mr. Zhao was puzzled and asked, "I'm Zhao Moumou. Who is the boss? " "You don't know who I am, and I don't want to do it!" After that, the overbearing "leader" hung up the phone.

Hang up the phone, Mr. Zhao is puzzled. A "leader" can not only name himself directly, but also tell his job. The phone number is still the company's fixed phone. Without further verification, Mr. Zhao rushed to the head office to see the boss at the appointed time in the afternoon.

However, just as Mr. Zhao was about to arrive at the head office, the "leader" called again and said that he went out to eat with his customers at noon and wanted to give them some benefits, but now the money is not enough. I hope Mr Zhao Can will transfer the money to this customer's account immediately. Hearing the words "leader", Mr. Zhao was convinced and immediately went to the bank to remit the 38,000 yuan in his card to the "leader" twice.

But when Mr. Zhao reported his work to the head office, he found that none of the company's bosses had called Mr. Zhao, let alone asked him to remit money.

The police reminded:

Be careful that the leader calls you to the office and then asks you to help "distribute red envelopes". It could be a scam.

Deception 8:

The public security law allows you to remit money to a "safe account"

Crack: The public security organs have no so-called "safe accounts".

Typical case:

Remittance of nearly 6.5438+0.3 million to the "safe account" in 9 days proves "innocence"

On the afternoon of April 10 this year, Liu, a female worker, received a phone call: "Are you Liu? I am from the Financial Reconnaissance Brigade of Yancheng Public Security Bureau. Have you received the arrest warrant from the Shanghai Public Security Bureau? " The other party accurately told her ID number and home address, and also told her her own alarm number and name for her to verify.

The "police" told Liu that someone used her bank card to launder money and drug trafficking in Shanghai last year, involving a total amount of 2.68 million yuan, which has been wanted by the whole country. Liu needs to transfer his deposit to a designated account to prove his innocence, and the more the amount, the better. As a last resort, Liu transferred his parents' 395,000 yuan to a designated account, and borrowed 900,000 yuan from relatives and friends to remit it to the other party.

On April 18, the man who claimed to be a "policeman" asked Liu to remit 268,000 yuan again. Liu has no choice but to borrow it from his boss. Under the boss's repeated questioning, she gave the reason: "I am a wanted man now and I have to pay a deposit." The alert boss reminded her that she must have been cheated. Liu went to the bank to check the balance and found that the money in the so-called "safe account" had already been transferred away, so he called the police quickly.

The police investigation found that Liu had talked with the man for more than 200 times in 9 days, and the other party defrauded nearly 1.3 million yuan on the grounds of suspected money laundering, while the criminals' online banking transfer IP address and withdrawal place were all in Taiwan Province Province.

The police reminded:

The public security organs have never had a so-called "safe account", nor will they conduct online "capital verification" of your bank funds. These are all scams made up by swindlers. In this case, just hang up the phone.

In addition, the public should also note that there is no telephone transfer service between e-commerce banks. It is easy to see through this "scam" by remembering this.