Joke Collection Website - Blessing messages - Is the notice of JD Finance’s visit true?

Is the notice of JD Finance’s visit true?

Fake

It’s just a collection method. Online loan platforms generally won’t come to your doorstep. Financial visits are sent by debt collectors, and their purpose is to put pressure on you to pay off your debt. There are many debtors who have no money to pay back their credit cards or online loans after they are overdue. Some people will have this mentality: they will sue if they want. Anyway, I have no money to pay back, so I will pay whatever I want, and start to give up on myself.

But after being sued and judged, and there is no money to pay back, the court will be the first to freeze your bank card, Alipay, and WeChat according to the creditor's request. The second point will limit high consumption. The third point may require you to report your property and income.