What kind of responsibility does the company's Internet insurance practitioners have for the Internet insurance marketing publicity information released by themselves?

with the continuous and in-depth application of internet technology in the insurance industry, internet insurance business, as a new form of insurance sales and service, has profoundly affected the insurance format and insurance supervision. With the rapid development of Internet insurance business, some problems and hidden risks have been exposed, which has brought challenges to the industry and supervision. In order to standardize the Internet insurance business, effectively prevent risks, protect consumers' legitimate rights and interests, and improve the level of insurance services to the real economy and people's livelihood, China Banking and Insurance Regulatory Commission promulgated and implemented the Measures for the Supervision of Internet Insurance Business.

From September 28th to October 28th, 22, China Banking and Insurance Regulatory Commission publicly solicited opinions on the Measures for the Supervision of Internet Insurance Business (Draft for Comment). Financial institutions, industry self-regulatory organizations, internet technology enterprises, experts and scholars and the public have given extensive attention. I will sort out the feedback one by one, study it carefully, and fully absorb scientific and reasonable suggestions. Most of the opinions have been adopted or incorporated into the relevant regulatory system.

The revision of the Measures for the Supervision of Internet Insurance Business resolutely implements the central spirit and decision-making arrangements, and pays attention to the following working principles: First, it is problem-oriented and resolutely implements various risk prevention measures; The second is to coordinate and promote the Internet insurance system; Third, service practice, so that the regulatory system is pragmatic and effective, and the operability is improved; Fourth, be prudent and inclusive, and guide the healthy and compliant growth of new formats.

article 83 in chapter 5 of the measures for the supervision of internet insurance business, including general rules, basic business rules, special business rules, supervision and management and supplementary provisions. The key norms include: clarifying the nature of Internet insurance business, and clarifying the system application and convergence policies; Specify the operating requirements of Internet insurance business, strengthen the operating principle of E-license, define the self-operated network platform of licensed institutions, specify the operating conditions of licensed institutions, and clarify the prohibited behaviors of non-licensed institutions; Standardize insurance marketing propaganda behavior, and stipulate management requirements and business behavior standards; Standardize after-sales service in the whole process to improve the consumer experience; Classified supervision according to business entities, on the basis of "basic business rules", "special business rules" were respectively stipulated for Internet insurance companies, insurance companies, insurance intermediaries and Internet enterprises insurance agency business; Innovate and improve regulatory policies and institutional measures, and make transitional arrangements for policy implementation.

In the next step, China Banking and Insurance Regulatory Commission will continue to closely follow and study the new situation and new problems in the field of Internet insurance, listen to opinions and suggestions from all sides, issue supporting policies in time, and gradually build a three-dimensional Internet insurance system to promote the sustained and healthy development of Internet insurance.