Have any of you ever used Didi Finance?

Didi Finance was launched in July 2018. It currently involves monetary funds, factoring, insurance, car financing leasing, consumer credit and other businesses. The following is a detailed introduction.

Didi Financial Services launched the online mutual aid program "DiDi Mutual", which covers cancer and 99 serious diseases. It costs 0 yuan to join, the maximum mutual aid amount is 500,000 yuan, and a 6% management fee is charged. In addition to "DiDi Mutual", Didi's financial service channel has also launched a critical illness fundraising platform "DiDi Help", which claims to have one-on-one exclusive consultant guidance, rapid fundraising initiation in 3 minutes, zero handling fees, and the fastest same-day payment and other advantages.

In terms of credit business, Didi cooperates with banks and licensed consumer financial institutions to launch a loan product "Dishui Loan" for car owners and passengers: the minimum daily interest rate for borrowing is 0.02%, and the maximum loan can be 20 Wan; in its financial management business, it has launched the balance financial product "Jinjubao" (provided and managed by China Asset Management) and some bank financial products. However, because Didi does not have a fund sales license, “Kumquat Bao” has been subject to many compliance questions. As of now, the business remains suspended. Be cautious when investing