Bank of communications credit card text message. What did I say? Please standardize the use of credit cards and keep the latest purchase orders for verification. What does that mean?

In other words, the bank risk control is eyeing you and suspects that you are cashing in. If you don't cash out, that is, the POS machine you brushed has been listed as a risk merchant by bank risk control.

Maybe you have cashed in too much, so you can exercise restraint. If you don't cash out, that is, the POS machine you brushed has been listed as a risk merchant by bank risk control.

It is found that your credit card transaction does not conform to the characteristics of ordinary daily life transactions. Therefore, I send a short message to remind you to adjust your card habits as soon as possible to avoid inconvenience to you in the future. For details, please call the credit card customer service hotline.

If the credit card record of POS machine is too high, the bank will find your abnormal consumption and make money.

Advantages:

1. Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, as long as the consumption amount is returned on time.

2. overdraft consumption can be realized without deposit, and you can enjoy an interest-free period of 20-56 days. Failing to pay interest on time (most banks charge 0.05% interest and 2% handling fee on the day of cash withdrawal, while ICBC only charges cash withdrawal interest).

3. It's not only safe and convenient to swipe your card when shopping, but also a bonus gift.