Will Xiamen Meituan co-branded credit card be sent after approval?

Generally, the credit card applied online will be sent to the applicant in about half a month as long as it is approved. The same is true of Xiamen Meituan's joint credit card. It can be used after being sent to the local bank counter for activation.

How many days does it usually take to get a credit card online?

It usually takes about 20-40 days to apply for a credit card. Because banks and application channels are different, the time for card approval is different. When applying on the website, the review is generally completed within 5 working days, and the new household needs to go to the bank outlet for face-to-face signing, and the review is completed within 2 working days after face-to-face signing. If it is a mobile banking application, the review time is relatively short, about 1-2 weeks. If it is a mobile phone network application, the review will take 5 working days at the earliest. After the credit card application materials are submitted, they will first be submitted to the audit department of the credit card center of the issuing bank. The audit department will grade the applicant according to his personal situation. This process usually takes 65,438+00 working days. If approved, the issuing bank will make a card for the cardholder within two working days, and then send the credit card by registered mail or express delivery. It usually takes about 15 days for registered mail and about 5 days for express delivery.

Do I need to go to the outlet to activate my credit card online?

If your credit card is applied online, you must go to the bank outlet to get the card before you can activate it smoothly. Other activation methods cannot be used. It should be noted that when you go to a bank outlet to activate your credit card, you should bring all relevant information with you. Generally speaking, the information needed to activate a credit card is: my ID card, credit card and credit card letter.

What happens if you don't activate your credit card for a long time?

First of all, it needs to be clear that after receiving the credit card, the bank will remind the cardholder to activate the credit card as soon as possible, but there is no clear regulation on the activation time limit of the credit card, which means that it is ok to deactivate the credit card. However, it is better to activate the applied credit card as soon as possible. If it is not activated for a long time, it is not good, because it is likely to affect the application for credit cards or loans in the future. Why do you say that? Because there is a cost in issuing bank cards, it takes a certain amount of manpower and material resources from approval to issuing cards. If the credit card is not activated after receiving it, the bank cannot recover the cost. The next time you apply for a credit card or loan, the bank is likely to reject your application directly.