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How to recover after the credit card is stopped?
If the credit card is deactivated, you can choose to ask the bank customer service to restore the deactivated credit card or reissue the credit card.
It is recommended to know your account information from the bank customer service as soon as possible. Pay off the arrears in time to avoid greater losses and affect the credit record. Repayment on time is the most basic requirement of banks for credit card holders. If the credit card is overdue, the bank will charge interest and late fees. But when the cardholder has many overdue records or the overdue amount reaches a certain amount.
Banks will consider it a malicious overdraft and unilaterally terminate the use of credit cards. What we need to do is to pay off all the debts of the credit card, including the late payment fee, regardless of whether the credit card will be used in the future, otherwise the consequences will be very serious.
Extended data:
Credit card stop is introduced as follows:
After paying off all credit card debts, you can call the customer service of the credit card center to communicate with the customer service of the credit card and explain your situation. First of all, explain the reasons why you failed to repay the loan on time; At the same time, it shows the importance of this matter and the apology for overdue repayment;
Finally, express your determination to repay, and ask customer service to help lift the credit card restrictions. The most correct way is to continue to use it and repay it on time, and eliminate your bad record after 5 years.
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