What does the loan balance mean?

Question 1: What is the loan balance? Loan balance and deposit balance are financial terms, not what the upstairs two said.

Simply put, the loan balance is actually the loan amount of the bank.

For example, China's commercial banking law stipulates that the total proportion of loan balance and deposit balance shall not exceed 75%.

The main source of bank assets in China depends on absorbing public deposits, and the daily operation of banks is to ensure depositors to withdraw money.

So loans are less than deposits.

Question 2: About the loan balance and amount. The amount is the business relationship between you and the bank, and the loan balance is the amount of money you owe to the bank because of the above business relationship.

If you only have this loan in the bank and don't repay it, the amount incurred is the same as the balance.

If repayment is made later, the final balance is the loan amount minus the repayment amount.

After you pay off the loan, the balance will become zero.

Question 3: What does the loan balance mean? The loan balance refers to the total loan that the borrower has not returned to the lender before a certain node date.

The loan amount refers to the contract amount signed by the borrower and the lender, which is a constant amount. Total loan refers to the total amount of loans issued by commercial banks before a certain date, which is the total amount of credit incurred by enterprises at the end of the accounting period. It means the total amount of loans or financing borrowed by enterprises from banks. The loan balance refers to the outstanding loan at the end of the accounting period, which is equal to the total loan minus the repaid bank loan.

Loan balance of short-term loans or long-term loans = loan balance of the previous period-credit amount (financing increase)-debit amount (loan repayment amount).

Question 4: What does the principal balance mean to personal loans? The loan is 265,438+00,000 yuan, and the repayment is not 265,438+00,000 yuan (with interest). Your repayment partially offsets the principal (800 yuan), and the interest for the next period is calculated as 209 196. This is why the monthly repayment is getting less and less.

I don't know. Have I made myself clear?

Question 5: What does the actual principal balance of the secured loan mean? The actual principal balance of the secured loan refers to the remaining repayment amount of the loan guaranteed by the borrower for others (the principal is 2 million yuan).

Question: What does p2p loan balance mean? The loan balance refers to the total loan that the borrower has not returned to the lender before a certain node date.

After the individual borrows from the loan platform, the remaining loan amount is repaid.

Question 7: What is the debit balance of accounts receivable? Please explain the accounts receivable: the debit indicates the amount that should be charged to the customer; The lender indicates the amount received in advance. The balance is on the debit side.

Accounts receivable are assets, and the balance should be debited; If the balance is negative, it is a credit balance, which means that the customer's money is received in advance, and the essence is advance payment. Generally, it is a method adopted by enterprises with less transactions to simplify accounting. Need to include "liabilities" in the balance sheet.

Question 8: What does the balance of bank deposits and loans mean? The balance of bank loans is also the accumulated balance of bank loan business. Bank loans are actually an indicator of bank performance evaluation, so banks are very active in lending to better enterprises or projects.

Question 9: What does the credit line mean? Hello, what is the purpose of your loan? In which city are you going to apply for a loan?

Credit loans can only be used for personal consumption purposes (including car purchase, decoration, teaching materials, bulk shopping, tourism, etc.). ), and you need to provide proof of use when applying, because the collateral review is strict. The specific application requires you to provide personal information through the counter personal loan department, and the handling bank will review your situation before handling it. (Note: This kind of loan is a consumer loan. If it is used for business or borrowing money, it cannot be handled. ).

(If you have any other questions, I suggest you consult "forum.cmbchina/...ncmu=0. Online Customer Service". Thank you for your attention and support! )

Question 10: What do you mean by matching the loan balance? The loan balance, in layman's terms, is that up to now, the platform has lent out, but the principal (excluding interest) has not been repaid; The loan balance is an important indicator to measure the scale and safety of platform operation; The high loan balance indicates that the platform has a large loan scale, and the corresponding liquidity risk may also be high. Once the loan cannot be recovered as scheduled, the platform will increase the pressure on investors to pay.

2. What does the p2p loan balance mean?

The loan balance, in layman's terms, is that up to now, the platform has lent out, but the principal (excluding interest) has not been repaid;

The loan balance is an important indicator to measure the scale and safety of platform operation;

The high loan balance indicates that the platform has a large loan scale, and the corresponding liquidity risk may also be high. Once the loan cannot be recovered as scheduled, the platform will increase the pressure on investors to pay.

3. What does the 3.p2p loan balance mean?

The loan balance refers to the fact that as of a certain node, the borrower has not yet

After the individual borrows from the loan platform, the remaining loan amount is repaid.

4. The credit report shows that Harbin Bank Longqing Sub-branch has a personal consumption loan balance. What's the matter?

In this case, p2p loan software takes a copy of your ID card and goes to Longqing Branch of Harbin Bank to handle the loan procedures for you. But I didn't know and didn't tell the lender in advance. I think this is illegal.