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China Construction Bank's fast loan installment deduction has not been notified?
The Construction Bank shall issue certificates of deposit for time deposits and flexible deposits. Deposit certificates are divided into registered and bearer certificates. Registered certificates of deposit can report the loss, but anonymous certificates of deposit cannot. There is no time limit for time deposits, and the specific interest-bearing rules are as follows:
1. If the deposit term is less than 3 months, the current interest shall be paid according to the actual number of days;
2. If the deposit period is more than 3 months but less than 6 months, the lump-sum deposit and withdrawal shall be calculated at a discount of 60% based on the withdrawal date of 3 months.
3. If the deposit period is less than 6 months and less than 1 year, the whole deposit period shall be based on the 6-month fixed lump-sum deposit and withdrawal date, and interest shall be calculated at a discount of 60%;
4. If the deposit period exceeds 1 year (inclusive), no matter how long the deposit period is, the whole deposit period is based on the lump-sum withdrawal date, and the interest is calculated at 6% of the deposit interest rate of 1 year.
The interest rates of time deposits and demand deposits are higher than or equal to those of demand deposits, but the interest rates are lower than those of time deposits when the deposits exceed 1 year. If depositors want to get higher returns through deposits, they can apply for other time deposits; If depositors have high liquidity, they can apply for fixed and flexible deposits.
1. China Construction Bank, formerly known as People's Construction Bank of China, was established in June 1954 and June 1 (it was officially renamed as China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
Two. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension. China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country.
3.2065438+On June 30th, 2006, The Banker published the "Global 1000 Big Banks Ranking", and China Construction Bank ranked second. On February 20 17, brand finance released the list of the top 500 global brands in 20 17, and China Construction Bank ranked 14. In 20 18, Fortune Global 500 ranked 3 1. 20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. July 20 19 was selected as the Fortune Global 500. "Belt and Road" China enterprises ranked 40th on the 100 list.
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