Industrial and commercial credit card acceptance application

What does it mean for ICBC's credit card (debit card) to receive an application?

When an ICBC credit card (debit card) receives an application, it means that the ICBC credit card (debit card) center has accepted the customer's application for applying for a card, but it has not yet entered the approval process. It is generally displayed in the inquiry of the card application process to inform the customer of the bank's card application process.

ICBC's credit card (debit card) application process is: submitting the application-receiving the application-preliminary examination-approval-card making-issuing-receiving the card, and the whole process takes about one week to one month. Generally, online application is faster than online submission, but the pass rate and card approval amount are more advantageous.

Is the industrial and commercial credit card application stable?

Industrial and commercial credit card applications may be unstable. There are also many people who will show that they have received the application when they apply online, but there is no following. Therefore, if you apply online in the business hall, the probability of receiving the application is relatively stable, but if you apply online, there are fewer cards, so it is best to go to the bank with relevant information.

I. Application conditions for industrial and commercial credit cards

Credit card, as its name implies, is to use your credit to spend, so industrial and commercial credit cards are not very easy to handle. General credit cards have very strict conditions. For example, the condition of ICBC is that the applicant must be between 18 and 60 years old and have full capacity for civil conduct. If you are a minor, you can't apply. The applicant's supplementary credit card must be the immediate family members of the cardholder, such as parents, sisters and relatives, aged between 13 and 60 years old, and have full capacity for civil conduct. You also need to have a stable job and a monthly income. If there is no proof of income, it is generally difficult to apply for a credit card, because the bank will suspect that you are unable to repay the loan and will not issue you a credit card.

Second, how to increase the amount of industrial and commercial credit cards?

It is difficult to increase the credit card limit. First of all, you must use a credit card, and the credit card amount is bound to your star rating. Your credit limit will only increase if your contribution star level is improved. If you just blindly overdraw, the credit line will increase slowly, but if you do precious metal trading or buy wealth management products at ICBC, the credit line will increase quickly, especially when ICBC deposits. Therefore, the frequency of using ICBC is relatively high, but it is best to follow your actual situation and not spend too much money to increase the quota.

To sum up, ICBC's credit card is still relatively easy to use, and it can overdraw the line. However, to upgrade ICBC's credit card, it is necessary to spend, but it cannot be consumed blindly. ICBC's credit card application conditions are relatively strict. First, you must not be underage, and then you must have income.

What does it mean to receive an application for ICBC credit card?

The receipt of the application by ICBC Credit Card Center means that ICBC has received the applicant's application materials. China Industrial and Commercial Bank will review the information provided by the applicant after receiving all the application materials. After the review is completed, the business card will be issued to the applicant.

ICBC sends the short message that ICBC Credit Card Center received the application to the applicant, in order to let the applicant know the progress of credit card processing, which belongs to the reminder short message. The applicant may also receive a phone call from ICBC, and the applicant needs to pay attention to answering it.

The applicant shall provide true and valid information to China Industrial and Commercial Bank, and agree that China Industrial and Commercial Bank shall provide relevant information to relevant units or institutions in accordance with laws, regulations, rules and other normative documents or in accordance with the agreement.

The applicant shall activate the credit card of China Industrial and Commercial Bank in time after receiving it. For credit cards with signature column, the applicant should immediately sign the signature column on the back of the card and use a secondary signature when using the card, otherwise the consequences and losses arising therefrom will be borne by the applicant.

Cardholders must use ICBC credit cards in a safe trading environment. For transaction risks and losses caused by non-ICBC reasons, cardholders need to bear relevant responsibilities. Cardholders need to properly keep credit card, password, CVV2 code and other information to prevent leakage.

What does it mean to receive an application for ICBC credit card? How long does it take to leave the card?

Applying for ICBC's credit card will prompt you to inquire about the progress of card processing. When you receive the application, it means that the application is accepted. In this case, as long as your qualifications are up to standard, the audit results will generally be issued within 1 to 2 weeks.

What is the credit card (debit card) of ICBC showing that the application has been received?

ICBC's credit card (debit card) shows that the application has been received, which means that the bank's credit card (debit card) center has received the customer's credit card (debit card) application, and then the bank will run an audit on the credit card (debit card) application data submitted by the customer.

In the case of approval, the bank will make a credit card (debit card) and mail it to the address designated by the customer. Then, customers need to bring their valid personal identity documents and bank cards to the bank outlets for operation, and the credit card (debit card) can be used normally after activation.

What does it mean for ICBC to receive a credit card application?

ICBC's credit card display means that the bank's credit card center receives the customer's credit card application, and then the bank will review the credit card application materials submitted by the customer.

In the case of approval, the bank will make a credit card and mail it to the address designated by the customer. Then, customers need to bring their valid personal identity documents and bank cards to the bank outlets for face-to-face signing, and the credit cards can be used normally after activation.