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Bank income certificate
Bank Income Certificate of China Industrial and Commercial Bank Zhangzhou Branch 1:
This is to certify that _ _ _ _ _ _ _ _ _ (Mr./Ms.), certificate name and code: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. His post is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If the above information is inconsistent with the facts, resulting in your bank's economic losses, we are willing to bear the corresponding responsibilities. Address of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Signature of the person in charge of the unit or department:
date month year
Bank income certificate 2 bank:
This is to certify that Mr. (Ms.) is an employee of our company and has worked in our company for years. The post is, the post is, and the nature of the work is (formal system; Contract system; Temporary system; Other), the topic is, do employees have any disciplinary actions (yes; None).
Its ID number is:
Its average monthly income is RMB xx (in words).
Signature of the person filling in the form: certifying unit (official seal)
Unit contact telephone number:
Unit business license number:
Unit office address:
This unit promises that employees' work income is true.
This work income certificate is limited to employees' use of credit cards, and our company does not assume any responsibility for the debts that employees may incur when using credit cards.
Completion date: xx year, xx month, xx day.
Bank income certificate. How to open the bank loan income certificate?
The income of most loans proves to be bank running water, which generally requires borrowers to run water in the last six months. You can bring your bank card and ID card directly to the bank for printing. There is no charge for printing bank running water, but the bank needs to stamp the relevant seal after printing.
Bank flow generally refers to the records of deposit and withdrawal transactions in bank accounts, including wages, transfers, consumption, etc. According to different accounts, bank flow can generally be divided into corporate flow and personal flow; Personal bank flow is an indispensable material when applying for loans, such as mortgage, car loan, credit loan and so on.
If the loan amount is relatively large and the bank's running water can't meet the loan requirements, then other financial proof materials need to be submitted, and the loan will not be released until the bank meets the requirements. If you can know in advance that you need a loan, you can brush the running water six months in advance, so you can get a very beautiful bank running water.
2. What are the precautions for the proof of bank loan income?
1, you can't issue a false income certificate.
False certificate itself is illegal. Once it is discovered by the bank, not only will the loan be rejected, but it may also bear legal responsibility. Even if the loan has been approved, the bank risk control will immediately recover it if it finds fraud. Loans have been issued before, so fake income certificates must not be taken.
The higher the income, the better.
In addition to the false income certificate, there is also the amount of income certificate. Generally speaking, the bank's requirement for the lender's monthly income is: the monthly income is at least twice that of the mortgage, and the income directly affects the amount of the mortgage, so some people think that the higher the monthly income, the better. This violates the principle of seeking truth from facts. Of course, it is not blindly' seeking truth from facts'. Specific issues are analyzed in detail.
Three. Answering questions about the contents of bank loan income certificate
The netizen asked:
What does the bank loan income certificate mainly include?
The lawyer replied:
The content of income certificate is not much, generally including three aspects.
On the one hand, it is personal information, including name, ID number, education level, working hours, jobs, etc.
On the one hand, it is company information, including single name, company address, contact number, signature of the person in charge, company seal, etc.
On the one hand, it is personal income, including personal monthly income in the unit, pre-tax and after-tax wages, bonuses, allowances, housing provident fund, share dividends and other income.
4. Bank income certificate of _ _ _ _ _ _ _ Bank in China:
This is to certify that _ _ _ _ _ _ belongs to our company, and the gender is _ _ _ (married/unmarried) and _ _ _ _ (with children/without children); Id number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Bonuses and other income average RMB yuan per year (in words); The average annual gross income is RMB _ _ _ _ (in words).
The above contents are true and correct, and our unit shall bear corresponding legal responsibilities.
Hereby certify!
Official seal of the unit or seal of the personnel and labor department:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Bank Income Certificate 5 China Bank Co., Ltd. _ _ _ Sub-branch:
An employee of our company (name) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ applied for a loan from your bank. This is to certify that the post of this employee in this unit is _ _ _ _ _ _ _ _ _ _.
Basic wood salary: _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Bonus: _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Dividends: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Total: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Last year's total income: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Our unit will bear the legal responsibility caused by the fact that the certificate is inconsistent with the actual situation.
Unit (seal): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact person: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Note: L. The signature of this certificate must be stamped with the effective official seal of the unit or the seal of the personnel department, and a fixed contact number must be left in the well.
2. The contact person shall be the personnel of the human resources department or financial department who know the income of the borrower or other personnel in the same position, but not the borrower himself or his immediate family.
This certificate has been verified by _ _ _ _ _ _. Verifier (seal): _ _ _ _ _ _, date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Our unit will bear the legal responsibility caused by the fact that the certificate is inconsistent with the actual situation.
Unit (seal): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact person: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Note: L. The signature of this certificate must be stamped with the effective official seal of the unit or the seal of the personnel department, and a fixed contact number must be left in the well.
2. The contact person shall be the personnel of the human resources department or financial department who know the income of the borrower or other personnel in the same position, but not the borrower himself or his immediate family.
This certificate has been verified by _ _ _ _ _ _ _ _ _
Verifier (seal): _ _ _ _ _ _, date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Bank income certificate 6 This is to certify that our employee: xxx, ID number (passport number): xxx, education: xxx, and has worked in this unit for xxx years continuously. The annual average monthly income is xxx yuan.
Hereby certify!
Our unit guarantees that the information provided is true and reliable. This income certificate is only used for employees to apply for loans from your bank.
xxx
20xx year x month x day
Bank Income Certificate 7 Shanghai Pudong Development Bank:
We have Mr (Ms) Gui Xiang, a staff member of our unit.
At your request, we hereby certify that:
Mr. (Ms.) is currently working in our unit, and has actually
Working years, education, good performance, good health, fixed monthly income of RMB (in words),
Other annual income yuan (in words).
Agent: Tel:
Official Seal of the Company: Date:
Verification record of income certificate: □ telephone method □ door-to-door method
□ Other ways
Verification: □ True □ Inconsistent
Signature of Manager: Verification Date:
Bank Income Certificate 8 This is to certify that _ _ _ _ _ _ _ _ Bank Deposit Certificate.
This is to certify that.
Company name: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Bank income certificate 9 China Merchants Bank Co., Ltd. _ _ _ _ branch:
We have _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ products.
Phone number of personnel department of the company: _ _ _ _ _ _ _
Unit seal (official seal or financial seal)
20xx year _ _ _ _ _ _ _ _ _
Bank income certificate 10. I have a comrade, ID number:, who is a staff member of our unit (formal and employed). I have worked in our company for many years, and my current position is.
After verification, the average monthly income of this comrade is RMB yuan, and the monthly tax expenditure is RMB yuan. The total monthly paid-in income is RMB (including housing accumulation fund). Our company guarantees that the above information is true and correct.
This certificate is made in duplicate, and the housing provident fund management center of the central state organs (Beijing Housing Provident Fund Management Center, the sub-center of the central state organs) and the housing provident fund loan are sealed by the personnel (labor) department.
Date, year and month
Bank income certificate 1 1 Dear (full name of company):
Mr./Ms. Zinc (ID card type: ID card number:)
To apply for a personal loan from our bank, you must first know their income, work, contacts and marital status from your company.
Beijing Rural Commercial Bank
Proof of income and marital status
Beijing Rural Commercial Bank
At your request, we hereby certify that:
Mr. (Ms.) is currently working in our company, with actual working years, education, good performance, good health, fixed monthly income of RMB (in words) and other annual income of RMB (in words).
Handler: Tel:
Official Seal of the Company: Date:
Verification record of income certificate: □ telephone method □ door-to-door method
□ Other ways
Verification: □ True □ Inconsistent
Signature of Manager: Verification Date:
Bank Income Certificate 12 Personal Income Certificate (special for Bank of Communications)
This is to certify that _ _ _ _ _ _ (Mr./Ms.) is _ _ _ _ _ _ (1. Regular employees of this unit; 2. Contract workers; 3. Temporary workers), who have worked continuously in this unit for _ _ _ _ _ years, and currently hold _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The employee's highest education is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. The employee's average monthly income (after tax) in the past year was RMB _ _ _ _ _ _ _ _. We promise that the above information is correct and true. If the above certificate is inconsistent with the facts and causes economic losses to your bank, we are willing to bear all responsibilities. This is to certify that.
Official seal of the unit or seal of the personnel department:
Signature of person in charge of personnel department:
date month year
profit and loss statement
This is to certify that the employee of our unit:, ID number (passport number):, education:, holds the post in our unit: works continuously in our unit: the average annual and monthly income is RMB yuan.
Hereby certify!
Our unit guarantees that the information provided is true and reliable. This income certificate is only used for employees to apply for loans from your bank.
Personnel contact:
Contact telephone number:
Unit address:
Seal of unit:
Date: Year Month Day
Personal income certificate (special for Bank of Communications)
This is to certify that _ _ _ _ _ _ (Mr./Ms.) is _ _ _ _ _ _ (1. Regular employees of this unit; 2. Contract workers; 3. Temporary worker), who has been working in this unit for _ _ _ years continuously, and currently works in this unit with the post of _ _ _ _ _ _ _ _. At present, the highest education of employees is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. The employee's average monthly income (after tax) in the past year was RMB _ _ _ _ _ _ _ _. We promise that the above information is correct and true. If the above certificate is inconsistent with the facts and causes economic losses to your bank, we are willing to bear all responsibilities. This is to certify that.
Official seal of the unit or seal of the personnel department:
Signature of person in charge of personnel department:
date month year
profit and loss statement
This is to certify that the employee of our unit:, ID number (passport number):, education:, has held the post in this unit: and has been working in this unit continuously for: years. The annual average monthly income is RMB.
Hereby certify!
Our unit guarantees that the information provided is true and reliable. This income certificate is only used for employees to apply for loans from your bank.
Personnel contact:
Contact telephone number:
Unit address:
Seal of unit:
Date: Year Month Day
Personal income certificate (special for Bank of Communications)
This is to certify that _ _ _ _ _ _ (Mr./Ms.) is _ _ _ _ _ _ (1. Regular employees of this unit; 2. Contract workers; 3. Temporary worker), who has been working in this unit for _ _ _ years continuously, and currently works in this unit with the post of _ _ _ _ _ _ _ _. At present, the highest education of employees is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. The employee's average monthly income (after tax) in the past year was RMB _ _ _ _ _ _ _ _. We promise that the above information is correct and true. If the above certificate is inconsistent with the facts and causes economic losses to your bank, we are willing to bear all responsibilities. This is to certify that.
Official seal of the unit or seal of the personnel department:
Signature of person in charge of personnel department:
date month year
profit and loss statement
This is to certify that the employee of our unit:, ID number (passport number):, education:, has held the post in this unit: and has been working in this unit continuously for: years. The annual average monthly income is RMB.
Hereby certify!
Our unit guarantees that the information provided is true and reliable. This income certificate is only used for employees to apply for loans from your bank.
Personnel contact:
Contact telephone number:
Unit address:
Seal of unit:
Date: Year Month Day
Bank Income Certificate 13 Bank of China Income Certificate-xx Branch of Bank of China Co., Ltd.:
I have an employee (name) of our company. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ This is to certify that the employee's post in this unit is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Basic wood salary: _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Bonus: _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Dividends: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Total: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Yuan/month
Last year's total income: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Our unit will bear the legal responsibility caused by the fact that the certificate is inconsistent with the actual situation.
Unit (seal):
telephone
contacts
date
Note: L. The signature of this certificate must be stamped with the effective official seal of the unit or the seal of the personnel department, and a fixed contact number must be left in the well.
2. The contact person should be a person who has a clear understanding of the income of the borrower in the human resources department or the financial department or other personnel with the same position, but not the borrower himself or his immediate family members. The proof of income is the proof of income of China Bank.
This certificate has been verified by _ _ _ _ _ _. Verifier (seal): _ _ _ _ _ _, date: _ _ _ _ _ _ _ _ _ _ _.
____________________________________________
ICBC Income Certificate Chapter II ICBC Credit Card Center:
This is to certify that he is an on-the-job employee of this unit and has been working continuously in this unit.
A few years. This employee is currently working in our department, and his annual income (before tax) is RMB (in words: ten thousand one hundred yuan only). Employee's physical condition (good, poor).
This certificate can only be used when applying for China Industrial and Commercial Bank Credit Card. If there are related legal responsibilities or economic disputes, it has nothing to do with our unit.
Hereby certify!
Official seal of the unit or seal of the personnel department:
date month year
_______________________________________________________________________
Bank Income Certificate 14 This is to certify that Mr. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Our company (unit) guarantees that the above income certificate is correct and true. If it is inconsistent with the income of the company (unit) where the employee belongs, our company (unit) is willing to bear the corresponding responsibility.
Hereby certify!
Employee ID number:
Completed by:
Unit (official seal)
Unit address:
Contact information of the unit (personnel and labor department):
Signature of person in charge of personnel:
Date of filling in the form: year month day.
Bank Income Certificate 15 China Agricultural Bank _ _ _ _ Sub-branch: (name and number of ID card) is an employee of our company since _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
We guarantee that the above certificate is true and effective.
(official seal of the company)
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Company address, contact person of company personnel department (signature)
Unit personnel department fixed telephone
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