What is the real-name authentication of auto insurance payment?

Legal analysis: The "real name authentication of auto insurance payment" system first collects and compares the ID number of the insured and the payment information, and interacts with the national auto insurance information platform in real time to ensure that the information of the insured and the payer is consistent; Then, the insurance SMS verification function is used to realize online and offline double verification.

Legal basis: Article 3 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents The compulsory liability insurance for motor vehicle traffic accidents mentioned in these Regulations refers to the compulsory liability insurance in which the insurance company compensates the victims other than the insured and the insured vehicle passengers for personal injury and property loss within the limit of liability.