Joke Collection Website - Blessing messages - Is Zhaolian Finance a formal lending platform?
Is Zhaolian Finance a formal lending platform?
Zhaolian Finance is a formal financial consumer company established by China Merchants Bank and China Unicom.
Zhaolian term loan bears interest on a daily basis, and the daily interest rate is about 0.045%. The interest of Zhaolian Finance 20000 is 3600 yuan a year. Calculation method: Take the daily interest rate of 0.05% as an example, and the annual interest is: 20000 * 0.05% * 360 = 3600 yuan.
Zhilian financial loan is for credit investigation. Like only a few licensed consumer finance companies and banks in China, loans are subject to credit investigation.
There is no grace period for Zhaolian Finance. Users who repay after the repayment date are considered overdue. However, Zhaolian Finance may not upload overdue records in real time.
There are licensed small loans in the market, such as Du Xiaoman, Zhong 'an Small Loan, 360 IOU, Pat Loan, Foreign Currency Pot, Provincial Loan, Micro Loan, Lending Treasure, Staging Music, Banyan Tree Loan, Jingdong Finance, Ping An Pratt & Whitney, Ma Shang Finance and its bank small loan products, and so on. Several small loan products have been used in business turnover before. In fact, every small loan platform has an internal application entrance, with low interest and easy access. Share it with those in need and scan the QR code below to enter!
When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines;
4. Generally, formal product audit is strict. Although it is easy to use, it is difficult to apply, and so is money. However, I am looking for the exclusive application channel required by internal personnel, and the payment rate is very high, so it is the most recommended product among the products. Now that I have recommended it to everyone, I will present the exclusive application channel together, and friends in need can apply for it themselves.
Just remember to use the flowers that you got the quota on the same day, otherwise the quota may be taken back. This has happened to some friends before, remember.
Click on the online measurement of the small amount of the full amount of flower difference (the second batch).
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