How to pay the down payment for the apartment?

First, how to pay the down payment for the apartment?

The apartment is a 40-year-old property. There are both serviced apartments and commercial and residential apartments, which cannot be registered. The water, electricity and coal in Shanghai apartments are paid by the merchants. The down payment is generally 50% of the total price, and the rest is mortgaged by commercial loans for ten years. Because the total price of apartments is low and there are few loans, they are very popular with young people, especially decorated apartments, those near subway stations, or those that go straight to the city by bus.

2. What is the down payment for the serviced apartment loan?

Minimum 50%

1. Half of the serviced apartment is 40 years, and the property right belongs to the commercial nature.

2. The down payment must be 5 cities.

3. Loans can only be made for 10 years, and housing provident fund loans cannot be used.

3. How much is the down payment for the serviced apartment loan?

Minimum 50%

Half of the serviced apartments are 40-year property rights, which are commercial in nature.

The down payment must be 5 cities.

Loans can only be made for 10 years, and housing provident fund loans cannot be used.

What should I pay attention to when buying a serviced apartment?

Now there are many kinds of housing types for people to choose from, including commercial housing and affordable housing, and many of them buy hotel-style apartments. How about buying a serviced apartment? Let's take a look with Bian Xiao.

First, buy a serviced apartment.

There is no limit to buying serviced apartments, the total price is relatively low, the cost performance is high, and you can also register a company. But if you buy a serviced apartment, its property right is only 50 years, and you can't use the provident fund loan. Even if you borrow money in other ways, the loan period is as long as ten years. In addition, serviced apartments are not only expensive for water, electricity and coal, but also expensive for property management.

Second, the purchase of serviced apartments matters needing attention

1. To buy a serviced apartment, you should know the down payment amount, loan policy, household registration restrictions, and pay attention to its water and electricity. Because some serviced apartments are more expensive, you should know everything before buying a house.

2. Hotel-style apartments are cheaper, but the living cost is much higher than other normal houses. Secondly, we should pay attention to the risks of buying serviced apartments. Some houses have limited living functions and the rate of getting a room is relatively low.

3. What's the difference between serviced apartments and ordinary houses?

1. Property rights of different years

The property right of serviced apartments is only 50 years, while the property right of houses is 70 years. Secondly, the daily expenses of apartments are about 30% higher than those of other houses.

2. The purchase price is different from the electricity fee.

Although the price of buying a serviced apartment is cheaper than that of an ordinary house, its water and electricity costs are much higher than that of an ordinary house.

3. The down payment is different from the loan policy.

The down payment of serviced apartment is 50% of the total house price, and the loan is also 50&; The down payment for ordinary houses is 30% of the total house price.

4. Different household registration restrictions

Hotel-style apartments and ordinary houses pay different fees when transferring ownership, followed by household registration restrictions.

Editor's summary: the series of buying serviced apartments is here, hoping to bring help to friends.