I didn't spend money, but I received a debit message from the bank.

I didn't spend money, but I received a debit from my bank card. Maybe this bank card is withheld by a third party. If the cardholder can't remember clearly, he can consult the bank and know who deducted the money.

Then deal with it according to the specific situation. If there is no relevant authorization, it can be withdrawn at this time and returned by the debitor. If the amount is large, you can call the police at this time.

The bank card used by users should not be bound to a certain platform, especially some unknown platforms.

Shopping with bank card to avoid password leakage. In fact, you can change your bank card password at any time when you use it, which can improve the security of your account.

The significance of various bank cards

1, bank card

It refers to the credit payment instruments issued by commercial banks (including postal financial institutions, the same below) to the society with all or part of the functions of consumer credit, transfer and cash deposit and withdrawal. Without the approval of the People's Bank of China, commercial banks may not issue bank cards. Although bank cards and passbooks are both tools for saving funds, there are still some differences in their functions. I hope you can distinguish the difference between them carefully.

2. Credit card

Refers to the credit card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay.

3. Quasi-credit card

It refers to a credit card that the cardholder must first deposit a certain amount of reserve fund according to the requirements of the issuing bank, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

4. Control the transfer card

It is a real-time debit card with the functions of transferring money, depositing and withdrawing cash and spending.

5. Special cards

It is a debit card with special purpose and used in a specific area. With transfer settlement and cash deposit and withdrawal functions. Special use refers to use outside department stores, restaurants, restaurants and entertainment industries.

6. Stored value card

It is a prepaid wallet debit card in which the issuing bank transfers its funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

7. Joint name/ID card

It is an accessory product of bank cards issued by commercial banks in cooperation with for-profit organizations/non-profit organizations. The varieties of the attached bank cards must be those approved by the People's Bank of China, and shall abide by the business articles of association or management measures of the corresponding varieties.

The issuing bank and the joint entity shall provide a certain percentage of preferential or special services to the joint cardholder of the joint entity; The cardholder receives the ID card to show his support for the identity unit and enterprise.

8. Chip card

It can be applied to both single bank card varieties and combined bank card varieties.