The overdue principal of Industrial Bank's credit card is 28,000 yuan. I received the news that I will sue tomorrow, and the court will handle it within 24 hours. What should I do?

The credit card owed 20,000 yuan and was sued. If you receive a court summons, you should pay back the money immediately and let the bank withdraw the lawsuit.

If you don't pay back the money in time, it may constitute a crime of malicious overdraft. If the amount of malicious overdraft is large, and all overdraft interest has been repaid before the public security organ files a case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law.

Product source:

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.