Can China Life get a loan?

The insured can get a loan from the insurance company with the loan policy. If the required documents are complete, you can get the loan within two working days, and the interest is lower than that of the bank. Please call 955 19 for details.

2. Can I borrow money from China life insurance policy?

Yes, all credit insurance institutions in the market can make policy loans, and Ping An Bank is the only bank that can do it at present. Credit insurance generally requires the policy to pay more than 2,400 yuan a year, which can be paid after half a year, with interest 1 to 2 points. Ping An Bank requires the policy to be paid in three installments after two years, and the loan amount of both will be determined according to the payment amount and time.

3. Can I apply for a mortgage in the bank after the China life insurance policy loan? Does it matter?

After the China life insurance policy loan, the borrower has the repayment ability and can apply for mortgage loan in the bank. Conditions for applying for mortgage: natural person with age 18-65; Hold a valid ID card; Good credit information and no bad records; Having a stable professional and stable house sales contract or letter of intent; Other conditions for a branch to open a personal settlement account. Mortgage preparation materials: the original and photocopy of the ID card of the borrower and spouse; Original and photocopy of the household registration book of the borrower's husband and wife; The original and photocopy of the certificate of marital status or the above advance payment receipt; Ming; Bank deposit certificate; Other financial certificates; The developer's collection account number; Mortgage management process: selecting real estate; Confirm whether the property built by the developer is supported by the bank and acquired; Apply for mortgage loan; Sign a house purchase contract. After examination and confirmation that the purchaser meets the conditions of mortgage loan, a loan consent notice or a mortgage loan commitment letter will be issued; Property buyers can sign a "pre-sale contract for commercial housing" with developers or their agents; Sign a house mortgage contract. Clarify the amount, term, interest rate, repayment method and other rights and obligations of mortgage loans; Handle mortgage registration and insurance. Under normal circumstances, due to the relatively long term of mortgage loans, banks require buyers to apply for personal and property insurance to prevent loan risks; Open a special sub-account and transfer the loan to the development management account as the purchase price of the property buyers; The borrower repays the loan regularly as stipulated in the contract.

4. Can life insurance policies be used as loans? What percentage can I borrow? I know. Give me an answer. Thank you.

It seems that only three policy loans can be loaned, and the payment after three years can be 30 times that of the policy payment. If you are in a hurry, I will send you some information this afternoon. Please have a look at 96006 1272.