Excuse me, what is the charging standard for the company account of Beijing Rural Commercial Bank?

On the website of rural commercial bank:

According to the relevant provisions of the Interim Measures for the Administration of Service Prices of Commercial Banks (Order No.3 of China Banking Regulatory Commission and National Development and Reform Commission, 2003), after filing with China Banking Regulatory Commission, the Bank added 29 charging standards for cash management, Phoenix Credit Card and other services, adjusted 5 charging standards for corporate services and 1 item for personal services. The specific charging standards are as follows:

I. New projects

(1) Corporate business

Preferential policies for charging standards of utility function of serial number service items

1 Annual service fee of dedicated client server for cash management. Use dedicated client to provide customers with cash management services. Provide customers with cash management service plan, system access, account structure setting and system service support. Charge at the agreed price. Reference standard:

The account number of the member company is less than 10 (inclusive), 5,000 yuan/year;

The account number of member companies is 10-20 (inclusive), 1 10,000 yuan/year;

The number of accounts of member companies is 200-30 (inclusive),10.5 million yuan/year;

The number of accounts opened by member companies is more than 302,000 yuan/year.

2 Cash management service The annual service fee for the account of the member company provides a cash management service plan to provide management and service support for the account of the member company within the service system. Charge at the agreed price. Reference standard:

The account number of the member company is less than 10 (inclusive), 150 yuan/account/year;

The account number of member companies is 10-20 (inclusive), 130 yuan/account/year;

The number of accounts of member companies is 20-30 (inclusive), 120 yuan/account/year;

The number of accounts of member companies is more than 30 100 yuan/account/year.

As of February 25th, 65438 every year, the account registration time is more than half a year (inclusive), and the account registration time is charged at half price.

3 Cash Management Bank-enterprise direct connection service fee provides customers with the connection between their own financial management system or ERP system and banking system, and provides interface development support, system joint debugging and post-maintenance support. Before the official opening, a one-time opening fee of 50,000 yuan will be charged.

4. The annual service fee of the direct bank-enterprise account is that customers provide cash management services to customers through their own financial management system or ERP system, and charge at the agreed price. Reference standard:

The account number of the member company is less than 10 (inclusive), 150 yuan/account/year;

The account number of member companies is 10-20 (inclusive), 130 yuan/account/year;

The number of accounts of member companies is 20-30 (inclusive), 120 yuan/account/year;

The number of accounts of member companies is more than 30 100 yuan/account/year.

As of February 25th, 65438 every year, the account registration time is more than half a year (inclusive), and the account registration time is charged at half price.

The handling fee of entrusted loan fund pool can realize the financing between the customer headquarters and the member companies with independent legal personality within the customer, and is charged at the agreed price. Reference standard:

1. It is charged according to the average daily balance of entrusted loans, and the annual rate corresponding to each amount and grade is:

The average daily balance of entrusted loans is less than 6,543,800 yuan, with an annual interest rate of 0.3%;

The average daily balance of entrusted loans is 6,543,800 yuan (inclusive)-6,543,800 yuan, with an annual interest rate of 0.25%;

The entrusted amount is more than 6,543,800,000 yuan (inclusive), and the annual rate is 0.2%.

2. Packaging and collection shall be determined by both parties through consultation.

The annual service fee of bill pool account provides customers and member companies with centralized management and bill financing services for commercial bills that are legally obtained and enjoy full bill rights. According to the agreed price, reference standard:

Pool custody:1000-3,000 yuan/household/year.

Pool pledge:1000-3,000 yuan/household/year.

Annual service fee for customer certificate: provide customers with cash management business security service certification 200 yuan/piece/year.

8. Other cash management services, other investment and financing services, supply chain financial services, risk management services and information services are charged at the agreed price.

Factoring banks provide accounts receivable financing and account management services to customers. Generally, the factoring service fee should be charged at one time according to the standard of 0.3%- 1% of the financing amount before the financing is issued.

10 change of official seal: the fee charged by the customer when providing the bank's reserved seal change 20 yuan/time/household.

1 1 national cheque image presentation: the fee charged by the bank when the cheque submitted by the customer is presented through the national cheque image exchange system, 3 yuan/pen/household.

12 Annual service fee for branch accounts of group customers. The group headquarters collects 10 yuan/year from the accounts of all branches of the group customers through online banking management (unified payment by the group headquarters).

13 corporate customer account balance changes remind service fees of corporate customer account balance changes, and will send a text message to remind them. Each mobile phone number 10 yuan/month

(2) Personal business

Preferential policies for charging standards of utility function of serial number service items

1 Annual credit card fee: Enjoy all credit card services. Annual ordinary card fee: main card: 50 yuan/year.

Supplementary card: 25 yuan/year

Gold card: main card: 100 yuan/year.

Supplementary card: 50 yuan/year

Platinum card: main card: 800 yuan/year.

Supplementary card: 400 yuan/year (no charge for the time being), the annual fee is free for Puka and Gold Card in the first year and 6 years in the next year;

Platinum card is free of annual fee in the first year, and can be redeemed for 65438+ million points within three months after the annual fee is generated in the next year.

2 Loss reporting fee When the bank handles the loss reporting of credit cards for cardholders, it will charge 50 yuan/transaction.

If the credit card is lost and the cardholder requests to reissue a new card, the card replacement fee will be charged free of charge.

4. Card replacement fee When the credit card is damaged, the cardholder will charge 20 yuan/card/time when he asks for a new card.

Courier fee: When the cardholder urgently requests to send cards or other items, 20 yuan/pen will be charged.

6. Overpayment Recovery Fee When the cardholder requests to recover the overpayment in the credit card, it will be collected in China: free of charge.

Overseas: recover 0.3% of the overpayment, with a minimum of 3 yuan for each payment.

7. Handling fee for cash advance: when the cardholder advances cash through the bank counter or self-service equipment, it will be charged domestically: 1% of the amount of cash advance through the bank channel, with a minimum of 1 yuan per transaction;

The inter-bank handling fee is 65438+ 0% of advance cash, with a minimum of 5 yuan per transaction.

Overseas: advance cash 1%, with the minimum of 15 yuan per transaction.

8 credit card certification fee. When the cardholder asks for proof documents such as repayment voucher, overdue voucher for pure expenses, credit limit voucher, etc., 50 yuan will be charged/copy/time.

9 Fee for bill adjustment When the cardholder requests to read the purchase order of the transaction, the domestic original will be charged: 30 yuan/transaction.

Domestic copy: 10 yuan/pen

Overseas originality: $5/pen

Overseas photocopying: $2/pen

If the cardholder fails to pay off the minimum repayment amount before the due repayment date of the current period, a late fee of 10 will be charged at 5% of the unpaid part of the minimum repayment amount, with a minimum of 10 yuan for each payment.

1 1 supplementary bill handling fee. When the cardholder requests to complete the credit card statement, he/she will be charged 5 yuan/month, and the maximum one-time charge will be 500 yuan (the statement has been completed free of charge in recent 12 months).

12 overseas inquiry fee: cardholders charge 4 yuan/transaction when inquiring about credit card-related information overseas.

13 account management fee charged by the bank when the customer fails to withdraw the overpaid balance in time 60 days after the cancellation of the credit card 5 yuan/household/month.

14 card number customization service fee Phoenix Credit Card Gold Card and Platinum Card holders enjoy the card number service, and the service fee ranges from 200 to 4,888 yuan according to the characteristics of the selected card number. Platinum card customers are free

15 installment fee The fee charged by Phoenix Credit Card holders when they successfully apply for installment payment. When the cardholder applies for early repayment, he will be charged a one-time amortization fee. The monthly installment fee is 0.6% of the total installment amount as the benchmark price; According to the market situation, it will be adjusted within the range of -50% ~+60% of the benchmark price.

16 installment prepayment fee: the fee charged by Phoenix Credit Card holders for prepayment after applying for amortization of the principal of installment repayment business. The benchmark price is 0.6% of the total installment payment; Adjust according to the price change of credit card installment fee.

Second, adjust the project.

The service item number before adjustment and the charging standard after adjustment.

1 enterprise account opening fee 200 yuan /300 yuan/household

2. The average daily deposit of account maintenance fee is less than 5,000 yuan per quarter: 150 yuan/household/quarter;

Quarterly average daily deposit is 0.5 (inclusive) to 20,000 yuan: 50 yuan/household/quarter;

Quarterly average daily deposit is 2 (inclusive) to 50,000 yuan: 25 yuan/household/quarter;

Quarterly daily deposit of more than 50,000 yuan: free.

The quarterly average daily deposit is less than 50,000 yuan: 150 yuan/household/quarter;

The quarterly average daily deposit is 50,000 yuan (inclusive) to 6,543.8+10,000 yuan: 654.38+ 000 yuan/household/quarter;

The quarterly average daily deposit is more than 654.38 million yuan (inclusive): free.

3 5 yuan/month/household maintenance fee 10 yuan/month/household.

At 4 o'clock, the minimum charge for banknotes and coins with face value below 50 yuan (including 1 yuan) is 200 sheets. For every 100 sheet (sheet), the minimum charge is 1 yuan banknotes and coins with face value below 1 yuan (including 1 yuan), 5 yuan.

5. 200 yuan/time on weekdays, and 400 yuan/time on saturdays and sundays and legal holidays.

260 yuan on weekdays/time, 520 yuan on Saturdays and Sundays and legal holidays/time.

Personal business Personal electronic banking (including the same city and different places) inter-bank transfer settlement transaction fee is less than 20,000 yuan (inclusive), ordinary 2 yuan/transaction, and expedited 5.5 yuan/transaction; More than 20,000 yuan, 0. 1% of the remittance amount in 8 yuan, with the lowest in 2 yuan and the highest in 20 yuan;

30% discount for black gold card customers and 50% discount for platinum card customers.

Third, the implementation time of the charges.

The new charging standard will be implemented from July 20 13 to July 20 1 year, in which the public account maintenance fee will be charged at the end of each quarter, and the first charging time after adjustment will be September 25, 20 13; Maintenance fee will be charged on 25th of each month, and the first time after adjustment is 2065438+July 25th, 2003.