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Does the bank pay for the Lantern Festival?
There are two main modes for banks to pay wages:
1. Agreement Agency: The company signs an agency agreement with the bank. The human resources department of the company will send the payroll to the finance department after completing it every month. After the approval of the financial department, the total wages and payroll will be sent to the agency bank, which will help the enterprise to distribute it to the individual employees according to the agency agreement.
The advantage of the agreement payment mode is that the bank helps the company to do part of the salary payment, which reduces the pressure of financial work; The disadvantage is that banks will try their best to delay the payment of wages, and the speed of receiving accounts is slow, and employees have opinions.
2. Real-time payment: Real-time payment is realized through the interface between corporate finance and banks. In this mode, as long as the company's human resources department and financial department review the payroll, the data will be transmitted to the bank, and the bank will directly transfer the personal salary from the company account to the personal account according to the payroll. There is no manual intervention in the whole process, and the time from payment to receipt of salary news will not exceed 1 hour.
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