Pre-litigation notice issued by online lending company

Legal analysis: If the SMS received due to winning a prize or online loan is overdue, it is all fake. The purpose of ignoring them is to urge money and scare people. Never mind, the lawsuit is notified by the court, not by the other party. Article 125 of the Civil Procedure Law The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall file a reply within fifteen days from the date of receipt. The written defense shall specify the name, sex, age, nationality, occupation, work unit, domicile and contact information of the defendant, the name and domicile of the legal person or other organization, and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense. If the defendant fails to submit the defense, it will not affect the trial of the people's court. So it's okay to pay back the money.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 119 A prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Article 120 A complaint shall be submitted to the people's court, and copies shall be submitted according to the number of defendants. If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.