What's wrong with consumer finance SMS?

The short message of consumer finance is generally: 1, a platform loan. The platform sends SMS tips 2, or credit cards and banks send SMS tips. 3. Or if you spend on a certain platform, the debit card will have a balance prompt.

If the user has registered the amount of immediate consumption, or applied for a loan product of immediate consumption finance, then it is possible to receive a short message from immediate consumption finance. Users who have not registered for immediate financing or applied for immediate financing loan products can directly ignore short messages such as advertising promotion and registration verification code.

After receiving the phone call in this short message, don't dial or click on any link given by the other party in the short message, because there are actually many loan companies in the market now, and it is inevitable that loans will occur more or less in our daily life. So now there are many scammers who send such short messages in the name of collection by various loan companies, so the safest way for you to deal with it at present is to directly call the company with which you have a loan relationship to confirm the situation.

If you have a serious overdue loan here, I suggest you contact the company or bank you borrowed directly and call the corresponding customer service number for inquiry. In addition, if you really have loans overdue, in fact, whether the other party accepts it or not, you'd better find time to contact the loan company as soon as possible to discuss how to repay it. Because there will be overdue charges in loans overdue.

How to deal with telecom fraud

1. Don't be credulous even if you encounter a phone call or text message that can tell personal information such as name and address. You need to verify it through other channels.

2. In particular, pretending to be a public security investigation, pretending to be an airline to return and change a ticket, pretending to be a friend and family to transfer money, pretending to be Taobao, and customer service refunds, such calls are basically fraud;

3. Don't easily click on links sent by strange text messages, emails and social tools, and don't install strange applications casually;

4. Security software should be installed on the mobile phone, which can effectively identify and intercept fraudulent calls, fraudulent short messages, phishing interception and Trojan horse programs;

5. Don't leave personal information in unfamiliar or informal institutions and websites easily. The passwords of online banking accounts and ordinary social accounts should be distinguished, and the passwords should be revised regularly to prevent information leakage.