Ningxia bank's tax loan has not arrived for half an hour.

The loan has been approved, but it has not arrived in the account for a long time. Let's see if these three situations lead to

If the money is urgently needed, the time for the next payment of the loan is very important. However, after some friends have finished the loan, they clearly passed the approval, but they have not arrived in the account for a long time. What is even more annoying is that the money has not been obtained, but the repayment date appears in the account!

what the hell is going on here?

generally speaking, after the loan is approved, it will arrive in one or two working days. however, in the following circumstances, the arrival time of the loan may be delayed.

1. There is something wrong with the bound bank card

No matter whether you borrow money from a bank or an online lending platform, you need to bind a bank card that can be used normally to your account.

after the loan is approved, it will be released to the bank card. But if there is something wrong with your bank card, such as the bank card is blocked or the card number is wrong, the other party can't lend you money.

Therefore, when the loan issuance is delayed, we should check whether the bank card bound to the account can be used normally and whether there is any mistake in the card number information filled in. If problems are found, contact the lending institution to correct them in time.

2. Delays on weekends and holidays

When applying for loans on weekends or holidays, there may also be delays in the arrival time.

because there are many steps in the loan process that still need manual operation, including the review and lending of some loan products, on non-working days, when the staff rest, the loan will naturally arrive a few days late.

if you borrow money in the future, you can avoid weekends or holidays as much as possible, so as not to delay your time of spending money.

in addition, even on weekdays, it is best to confirm the loan before 3 pm, so that the day will enter the review stage and the appropriation time will be earlier.

3. Bank withdrawal restrictions

Some small partners who borrowed on the online lending platform said that their loans were approved on normal working days. Why did the lending time also be delayed?

this is related to the speed of bank withdrawal.

although you borrow money through the online lending platform, you still need the bank to complete the withdrawal.

that is to say, after the online lending platform has approved the loan, it will first transfer the loan to the bank, and then the bank will transfer the money to the customer's bank card.

Many times, we encounter the situation that the loan cannot arrive at the account for a long time. It is not that the online lending platform is slow, but that some banks are not so fast in withdrawing cash, especially when the system is upgraded or there are many customers, which may cause the loan amount to arrive at the account for a while.

then, since the loan has not arrived, why is the repayment date generated in the account?

In fact, the repayment date of the general online lending platform is based on the time when the loan is transferred out. Although your bank card has not received the money due to bank withdrawal restrictions, the platform will start to calculate the repayment time once the loan has been loaned out.

No matter what the reason, as long as the loan passes the examination, it will actually be issued smoothly in the end, and it will be delayed for a few days at most. Don't worry too much.

if you really need money urgently, you can call the lending institution directly to ask what is wrong with the lending link, solve it in time and get the loan as soon as possible.