Joke Collection Website - Blessing messages - Received the information from China Merchants Bank. The credit amount is RMB 49,963. what's the meaning

Received the information from China Merchants Bank. The credit amount is RMB 49,963. what's the meaning

This should be a SMS reminder. You can go to www.cmbchina.com, the homepage of China Merchants Bank, click "Personal Banking Popular Edition" on the right, enter the card number and inquiry password to log in, and click "Account Management"-"Account Inquiry" horizontally to inquire about the account balance; Click "Account Management"-"Transaction Query" to view the current day's transactions or historical transactions (note: only the transaction details within1March can be queried).

1. What do you mean that the credit card of China Merchants Bank is not accounted for?

Some of China Merchants Bank's credit cards have not been recorded, indicating that the money has been spent, not recorded in the credit card bill, not funds.

Not accounted for means that the ticket has not been issued in the current period, and the accounting time is the accounting date.

Credit cards have a time to enter the account. Generally, what is spent today needs to be accounted for the next day. You can see the posting situation the next day. You can check whether there is a corresponding account before the bill is issued.

If the merchant pre-authorizes credit card consumption, the merchant needs to unfreeze the money before entering the account.

Second, what does it mean that part of the bank's repayment has not been recorded?

Part of the repayment of China Merchants Bank has not been recorded, and the repayment has been deposited in the credit card, but the bank has not transferred the money to offset the account.

3. Credit card repayment method:

① Counter deposit repayment;

② Online bank transfer and repayment;

③ ATM, CRS transfer or CRS deposit repayment;

④ Third-party payment, transfer and repayment.

4. What do you mean by recorded amount and unrecorded amount?

Obviously not yet.

The bank's credit card has been credited, which means that the consumption has been recharged. The unrecorded amount refers to the bill that has not been invoiced.

In each bill, the cut-off date of recorded credit card transactions is called "bill date". The due repayment date is generally about 18 days after the bill date (subject to the bill). 3 natural days after the due repayment date is the repayment grace period.

The billing date of different cardholders may be different. For example, the 25th of each month is the billing date, and each billing date records all transactions recorded from the 26th of last month to the 25th of this month, and the corresponding final repayment date is the following month 13. Generally, the consumption on the 25th will be recorded on the 26th, and will be included in the next bill.

The credit card needs to be liquidated after consumption, which is generally completed within 1-2 working days. You can check the transaction after two working days. What has not been accounted for is: not accounted for. The account will be settled on the day of the account, and the details will come out.