The bank bombarded 6.5 billion yuan. Is your money in the bank safe?

Because I don't have much bank deposit, it is very safe for me to deposit my money in the bank at present, and I will occasionally use my funds for some investment and financial management. Even if the bank declares bankruptcy, my money is within the scope of claim.

I have little money, so I am safe. I have just worked for two years at present, so there is very little bank deposit in my account. Like other moonlight people, I get paid every month. Only when I get the year-end bonus will I deposit some money in the bank, with little interest every year. When choosing a bank, I will also choose the four major banks, because I think these banks have a national background and they will not go bankrupt easily. For some local banks, I won't choose. Although I don't have much money, I earned it through hard work. I don't want them to take any risks. Even if the bank declares bankruptcy, he will give everyone a claim range, because my money is extremely small, so it must be within the claim range, and I will get my principal back eventually, so I am not worried at all.

Second, I will often do some financial management. I don't always deposit money in the bank to earn interest. Now I also do some investment and financial management every month, choose some better funds or save some money so that my money can help me make money. Although I don't earn much, at least it's higher than the interest on bank deposits. Every day, watching his income constantly change, my mood will become better and better. So most of my money flows in various banks and funds, so it is still very safe.

Most of the money I have saved is in my mother's bank card, so that I can spend money wisely and ask my mother's advice before every consumption. So even if I can't withdraw my money, I can ask my mother to pay my principal, so my money is still very safe in the bank.