What does the loan receipt mean?

A loan receipt is a valid certificate for an individual or unit to handle business in a bank. After receiving the receipt, the lender can check the detailed loan progress at the counter of the bank outlet with his valid ID card. Moreover, according to different loan types, loan IOUs will have different functions.

How many times do I have to check my personal credit report before I can get a loan?

It is almost impossible to apply for a loan if a person's credit history is checked more than five times a month. However, this query only counts the query records of loan approval, credit card approval and post-loan management, not the user's own query records. As long as users pay attention to the interval between loan applications, the number of credit inquiries in a month will not exceed 5 times.

Some lending institutions only check whether users' credit reports have bad credit records. At this time, even if the user's credit report has a large number of inquiry records, it will not affect the final loan review results. Therefore, users should also abide by the regulations of various lending institutions.