Credit card cancellation SMS reminder

What is the content of the short message received by ICBC after canceling its credit card?

SMS about card return: Your credit card with the surname xxxx has been cancelled. After 45 days, you can take your card and ID card to any counter of Bank of Communications to collect it, and the remaining points in the card will be cleared.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.

Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.

How to cancel the credit card SMS reminder service

Take ICBC as an example to cancel the credit card SMS service fee. The operation process is as follows:

First open the ICBC APP.

2. After opening the homepage of ICBC, click the personal online banking login button on the left to open the login page, enter your credit card and online banking login password, and then click Login.

3. After logging in successfully, find ICBC Messenger and click.

4. Then click My ICBC Messenger in the ICBC Messenger list on the left. Then you can see your customized SMS notification service. Click the terminate button in the operation.

5. Enter the six-digit password you set, and then click OK.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.4

App version: v7.0. 1.2.5

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.

The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Industrial and Commercial Bank ranked 10. On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th.

20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1. 20 18 ranked 26th in the Fortune Global 500. 20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd. 2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.

In July of 20 19, it was selected as the Fortune Global 500 in 20 19, ranking 26th. 20 19 12, China industrial and commercial bank was selected as China brand power festival 100 brand 20 19. On 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Industrial and Commercial Bank ranked 9th.

20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award". In March, 2020, it was selected as the 6th in the Top 500 Global Brand Values in 2020. In August 2020, the Fortune Global 500 list was released, and China Industrial and Commercial Bank ranked 24th. On September 28th, 2020, he was selected as one of the top 500 Chinese enterprises in 2020, ranking fifth.

How does Agricultural Bank cancel SMS notification?

Hello, due to different account types, please choose the cancellation method according to the type of ABC account you use:

1. Debit card SMS notification cancellation channel: (1) Zhang Yin: Please log in to Zhang Yin APP and click "Home All → Assistant → SMS Notification → Maintenance/Cancellation" (when operating, clear all the bound mobile phone numbers displayed on the page), and close the debit card SMS notification without verifying KBao and KOrder. (2) Online banking: Please log in to personal online banking, and click "Security → Message Service → Logout" to turn off SMS notification of debit card. You need to verify KBao and KOrder. (3) Counter: Please bring your valid ID and bank card to any branch of Agricultural Bank of China. Reminder: If the SMS knows the arrears, you need to pay first and then cancel. Fujian Province (excluding Xiamen) does not support online banking and online banking channel cancellation for the time being (subject to the place where the electronic banking channel is registered).

2. Credit card SMS notification cancellation channel: Please log in to Palm Bank APP, click Home-Credit Card-Card Manager-SMS Service or call our credit card center hotline 4006695599 to cancel the SMS reminder service for full credit card transfer.

3. Cancellation method of enterprise SMS notification: Provide the following application materials to the bank where the account is opened: (1) Electronic Banking (Enterprise) Application Form. The contents of the application form shall not be altered, stamped with the reserved seal of the account to be registered and the official seal of the enterprise, and signed by the legal representative or authorized agent of the enterprise. (2) A copy of the valid identity certificate of the legal representative. (3) The original and photocopy of the valid identity certificate of the agent. (4) The power of attorney of legal person shall be signed and sealed by the legal representative or authorized agent of the enterprise and stamped with the official seal of the enterprise. When the legal representative handles it in person, it is not necessary to provide the legal person's power of attorney; When the authorized agent handles it in person, it is not necessary to provide the power of attorney of the legal person, but the original and photocopy of the authorization document issued by the legal representative of the enterprise to the authorized agent are required. Tips: (1) The enterprise will inform the mobile phone number by SMS, and the unbound mobile phone number will receive a SMS prompt for cancellation; (2) If there is arrears when canceling the enterprise message service, it can only be cancelled after payment.

(Answer time: April 25, 2022. In case of business changes, please refer to the actual situation. )

How to cancel credit card short message prompt in rural credit cooperatives?

The following three ways can cancel the SMS reminder of rural credit cooperatives.

1. Bring my bank card and ID card to the counter of the rural credit cooperative to ask the staff to cancel the SMS service.

2. You can cancel the SMS reminder service through the counter of business outlets.

3. You can call the telephone banking of the credit union to cancel the SMS reminder service manually.

Short message service is an accurate and timely service provided by rural credit cooperatives for customers, such as account change notice, loan repayment notice and account balance inquiry. The SMS service system actively sends it to the contracted customers according to the changes of customer accounts, and it is automatically sent by the system. Generally speaking, there are the following precautions:

1, account balance change reminder.

2. Loan issuance, repayment date, repayment deduction and loans overdue reminder.

3. Reminder about sales, purchase, redemption, principal entry and income entry of wealth management products.

4. Card/passbook password modification reminder and card/passbook loss reporting reminder.

5, SMS business signing/cancellation reminder.

6. Birthday greetings from customers.

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RuralCreditCooperatives (hereinafter referred to as rural credit cooperatives) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management, and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and restrict and crack down. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. It is a department under the dual leadership of CBRC and the State Council.

Credit card cancellation SMS reminder introduction ends here.