Can people's livelihood easy loans be repaid like loans?

People's livelihood is easy to borrow, and they can borrow it.

The repayment method is recorded, unsecured and unsecured. It is reported that the lending time of Minsheng Easy Loan is bound to the borrower's bank card and loan.

The amount of money is related. Under normal circumstances, if the collection bank card bound by everyone belongs to Minsheng Bank, then the loan can generally arrive on the same day. However, if everyone is bound to other banks, the loan arrival time may be slower.

Minsheng Easy Loan is mainly aimed at payroll customers, VIP customers, mortgage customers and mortgage customers of other banks, provident fund and individual tax deposit customers, high-quality unit customers, stock loan customers and other people. You can provide basic personal information when applying, and then you can provide a good contact person. The required information is also relatively simple, but after all, it is a banking department, which must focus on credit reporting and pay more attention to academic qualifications and work units. If you are good at both, you have a stable unit. At present, the maximum application amount is 300,000, the longest service period is 36, and the annual interest rate is as low as 5.6%.

People-to-people easy loan refers to the small credit or low mortgage loan issued by Minsheng Bank to qualified natural persons in a convenient and simple way, which is used to meet the urgent capital turnover needs of borrowers in comprehensive consumption and business turnover.

The applicant can be the owners and operators of small and medium-sized private enterprises, self-employed, people with stable wage income and good development prospects in their industries, and other people with good credit or repayment ability; This product integrates many functions such as home decoration, education, study abroad, tourism, large-scale durable goods consumption, personal business investment and so on. , and provide customers with a package of financing solutions to meet the needs of customers for various loan purposes, including consumption and business. (* It shall not be used for equity investment or high-risk investment such as stock trading and futures).

The application procedure is simple. Customers only need to provide simple application materials that meet our requirements when applying for a loan, and they will know whether the application is approved within five working days. Customers who meet the prescribed conditions can also apply for credit loans, with simple procedures, quick approval and immediate payment. The maximum amount of credit loan is 300,000 yuan, and the longest term is 1 year; The maximum amount of real estate mortgage loan is 2 million yuan, and the longest loan period is 3 years. The loan amount is applied once and recycled. There are many channels for customers to withdraw money and repay (counters, online banking, self-service equipment), making it easy to "borrow and repay".

After the loan is signed, eligible customers can immediately lend money, and the funds will arrive in real time, which will "save worry and effort" for customers; Real estate mortgage evaluation often adopts our simple methods such as inquiry, agreement pricing and unilateral pricing to save time and money for customers.