Pufa credit card approval check limit

How to check the quota when applying for Pudong Development Credit Card?

Telephone enquiry: Call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter your ID number according to the voice prompt, and turn to 2 to find the credit card limit;

Query of mobile phone app: Shanghai Pudong Development Bank official website and all major mobile phone app stores can download the official mobile phone banking app. After downloading, you can check your credit card limit by binding your account.

Online banking inquiry: If online banking is opened in Shanghai Pudong Development Bank, you can use online banking to inquire about your credit card limit in the credit card account details.

Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.

Basic functions:

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family members.

RMB/USD dual currency settlement

The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.

GM: This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.

RMB repayment in consumption abroad

You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.

Interest-free repayment period: This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.

Minimum repayment amount: this card also provides minimum repayment amount treatment. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)

Revolving credit line: after consumption or cash withdrawal, the available credit line will be reduced correspondingly, but after repayment, the credit line will be restored accordingly-this is the function of revolving credit line! You can decide your own consumption and repayment amount according to your own needs and financial situation. It is easy to handle and avoids many repeated application procedures.

Cash withdrawal: use this card to easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)

Supplementary card: apply for a supplementary card for your family. The supplementary card enjoys the same credit limit as the main card, and all the transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.

The credit card of Shanghai Pudong Development Bank has been approved. How can I check the quota?

1, which can be queried in official website. We can open the browser and enter the credit card of Shanghai Pudong Development Bank in the browser to search.

2. After the search, click on Shanghai Pudong Development Bank, and we will enter the query interface of Shanghai Pudong Development Bank.

3. Enter our ID number and verification code after entering, and click Next to inquire. Note that some credit cards do not show the limit, which is related to the region.

4. Or we can use mobile phone WeChat to search for Pudong Credit Card and pay attention to it.

5. You can bind your own mobile phone for inquiry, or click the card to apply for progress inquiry. Just like the inquiry in official website, we will bind a credit card after the inquiry.

6. Click on the card opening service, click on the amount adjustment or check the score, and you will find your credit card limit. It can be done without activation, but mine is not activated.

7. Your credit card limit will be displayed below, so you can check it at ease.

How to check the quota after the review of Pudong Development Credit Card is completed?

After the credit card of Shanghai Pudong Development Bank is approved, you can call the customer service phone of Shanghai Pudong Development Bank, download the mobile app of Shanghai Pudong Development Bank or visit official website to check the quota.

1. Telephone enquiry:

Call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter your ID number according to the voice prompt, and then turn 2, and you can check your credit card limit.

2, mobile APP query

The official mobile banking APP can be downloaded from Shanghai Pudong Development Bank, official website and major mobile app stores. After downloading, you can check your credit card limit by binding your account.

3. Online banking inquiry

If you have opened online banking in Shanghai Pudong Development Bank, you can also use online banking to check your credit card limit in the details of your credit card account.

According to the application materials, the bank will review the applicant's various information and economic situation to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.

Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

Apply for credit card online: If it is fast, you can check the progress of credit card application in 3 days. Under normal circumstances, the time from application and submission of materials to card approval is usually 7- 15 working days.

Bank branch application: Apply through the bank credit card specialist, and the time from application submission to card approval is generally 15-30 working days. It usually takes 10 working days from the receipt of the application materials by the audit department to the completion of the credit card audit. The bank will make the card within 2 working days, and then send it by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.

To apply for a credit card, the applicant must first meet the conditions for handling the card, and then the application materials submitted by the applicant must be complete and true before the credit card can be successfully approved.

Generally speaking, when applying for a credit card, you should pay attention to the following matters:

1, contact information

When filling in the contact information, the applicant must correctly fill in the commonly used mobile phone number to ensure that the bank can contact you by phone and answer the bank's return call in time.

2. The validity period of the ID card

If the applicant's ID card is about to expire, it is best to apply after applying for a new ID card, otherwise the possibility of rejection is very high.

3, truthfully fill in

When filling in the application materials, be sure to fill it out truthfully. If you fill in false information, once it is discovered, not only will your application be rejected, but you may also be blacklisted by the bank.

How to inquire about the quota in the credit card business card printing of Shanghai Pudong Development Bank? Let's take a look at these quota inquiry methods.

A card friend said that the Pudong Development Credit Card he applied for in Alipay was passed, and the bank sent a short message to approve the card, but the credit limit was not mentioned in the short message. In official website, the card processing progress shows that "the business card is being processed". Would you like to know if you can check the credit limit if you don't have a card? The answer is yes. Let's take a look at the many ways to inquire about the quota, which is the most applicable.

As far as we know, there are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank. As long as you confirm that your credit card has passed the examination and approval, you can check the specific credit card limit through customer service phone, official website and mobile APP. However, the business card printing has obviously passed the examination and approval, so you can wait until the card is issued.

The following are some common methods to query the quota:

1, official website query: first log in to Shanghai Pudong Development Bank Credit Card official website, and enter your own credit card, login password, etc. , and then click to enter the credit card center to check your total credit limit, available credit limit, cash withdrawal limit, etc.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and then turn 2 to find the credit card limit.

3, Xida Puben APP query: You can download the Pudong Development Bank APP Xida Puben, enter your credit card and password binding card on it, and enter the credit card center to inquire about the specific amount.

4. WeChat official account inquiry: WeChat pays attention to the official account of WeChat, namely "Shanghai Pudong Development Bank Credit Card", and click "Introduction to Card Opening"-"Card Opening Progress" on the menu bar to bind your Shanghai Pudong Development Bank credit card, and your credit limit will naturally be displayed.

However, there are only a few ways to check the limit when you apply for a card, and there is no card, so you can't know. The most direct and effective way is to call customer service and transfer to manual customer service, so that customer service can help you check the quota.

How to check whether Pudong Credit Card has exceeded the quota?

There are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank:

1. Telephone inquiry: You can call the 24-hour customer service hotline at any time to inquire about your credit limit for free.

Second, online banking inquiry: You can also choose a convenient and quick online account service, namely online banking login, to inquire your account information for free.

Third, WeChat inquiry: log in to WeChat and add the "Shanghai Pudong Development Bank Credit Card" account; Select "Micro Account"-"Micro Query"; Reply "18", and you can inquire after binding the credit card.

In this way, you can check the credit card limit of Shanghai Pudong Development Bank, but only if the credit card needs to be bound to the corporate account. If the mobile phone is lost, the credit card information is also at risk of being stolen.

Extended data:

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.

It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

The main features of credit cards:

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and social demand.

So much for the introduction of credit card checking quota of Shanghai Pudong Development Bank.