Joke Collection Website - Blessing messages - Are all online lending platforms connected to credit reporting agencies now? I heard that the online lending platform will report information to the credit reporting agency. What will it submit?
Are all online lending platforms connected to credit reporting agencies now? I heard that the online lending platform will report information to the credit reporting agency. What will it submit?
By the end of 20 19, only 100 banks had signed up 909 institutions to enjoy personal credit information, and 330 institutions had access to the credit information system to submit data, including 654.38+0.4 billion people with personal information, and 65 million people after removing the weight, basically achieving full coverage of peer-to-peer borrowers. Although it is not 100% access, in my opinion, all regular platforms should access the credit information platform. I remember that when the People's Bank of China announced on June 20 18 that the first batch of malicious debt evasion information of P2P lending platform borrowers had been included in the central bank's credit information system, Search Easy Loan had regularly reported Lai Lai's information to the central bank for credit information according to the notice issued by the Office of the Leading Group for Special Remediation of Internet Financial Risks, and two days before July 2, Search Easy Loan also accessed the basic database of financial credit information (namely, the credit information system of the People's Bank of China). Crack down on debt evasion. As for the specific data submitted, in addition to personal basic information and credit records, it also includes overdue customer data such as overdue amount and overdue days, which will be displayed in detail in the personal credit report for financial institutions to use in risk assessment and user qualification assessment.
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