Q coins belong to virtual currency. What are the risks of virtual currency? What goods need to be insured against risks?

Q coins belong to virtual currency, and the risks of virtual currency are: (1) It is easy to lead to fraud. The private transaction of online virtual currency has realized the two-way circulation of virtual currency and RMB to a certain extent. The activity of these traders is characterized by buying various virtual currencies and virtual products at low prices, and then selling them at high prices, relying on this difference to win profits. With the increase of such transactions, even a virtual mint appeared. In addition to the virtual currency provided by the main company, there are also some people who specialize in "virtual coinage", who get virtual currency through professional games and then resell it to other players. Take Wenzhou as an example, there are about seven or eight such "virtual mints" with four or five hundred employees. This not only caused the price bubble of virtual currency itself, but also troubled the normal sales of issuing companies. At the same time, it also provides a platform for various cyber crimes to sell stolen goods and launder money, which leads to other bad behaviors. (2) Impact on the financial system In the modern financial system, the issuer of money is generally the central bank of various countries, and the central bank is responsible for managing and supervising the operation of money. As an equivalent exchange to replace the real money circulating on the network, the virtual money on the network is essentially the same as the real money. The difference is that the issuer is no longer the central bank, but various network companies. If the development of virtual currency makes it form a unified market, companies can exchange with each other, or virtual currency is integrated and unified, and all of them have the same standard and the same price, then in a sense, virtual currency is money, which is likely to have a threatening impact on the traditional financial system or economic operation. (3) Besides direct cash, there are many ways to buy virtual currency, such as short message, online transfer, and fixed telephone recharge. While providing convenience for users, these purchase methods also have many risks. For example, theft of telephone recharge and underage purchase. In addition, virtual currency does not have the anti-counterfeiting technology of real currency, and computer hackers may use its security loopholes to produce counterfeit money. Relevant personnel of the State Administration for Industry and Commerce said that virtual currency trading is a business behavior derived from the Internet era. So far, there are no clear legal provisions to regulate it, and there are no items about virtual goods trading in industrial and commercial registration. However, when the virtual property transaction is gradually employed, the place is fixed, the transaction profit is clear, and it is operational, it may involve market order and tax issues. Even game operators have no ability to control. There are a large number of "counterfeit money makers" in the network. Take Bian Feng, which specializes in online chess games, for example, the purchasing power of online currency has shrunk by nearly 40% a year. Many people point out that such inflation will only harm netizens and make them lose confidence in the Internet.