How long does it usually take Jiaxing businessmen to change jobs?

1. How long does it usually take for Jiaxing businessmen to change jobs?

It generally takes about 1 month to apply for a business loan to transfer to a provident fund loan. Because the handling of provident fund loans is complicated, it takes a long time for commercial loans to be converted into provident fund loans. Generally speaking, it takes about 30 working days for commercial provident fund loans from the acceptance of information to the end of the audit. In other words, under relatively smooth circumstances, everyone can apply for loans from commercial loans to provident fund in about 1 month.

2. Can Jiaxing Everbright Bank transfer to provident fund?

Commercial loans can be converted into housing provident fund loans.

When a commercial loan is converted into a provident fund loan, the borrower shall meet the following seven conditions:

1, which meets the application conditions for housing provident fund loans in this city;

2. The borrower must be the borrower or spouse of the original housing loan (required by the buyer);

3. The original commercial housing purchase loan has not been settled, and the bank agrees that the borrower will settle the loan in advance;

4. The original commercial housing loan has been repaid for more than one year (inclusive), with a good credit record and no overdue loan balance;

5. The purchased property has obtained the real estate license issued by the local real estate registration department, and it has a steel-concrete structure;

6. Commercial loans that can be mortgaged for the purchased real estate can be converted into provident fund loans;

7, did not apply for housing provident fund loans.

Materials required for the conditions of transferring commercial loans to provident fund loans (all materials must be original):

1, the original purchase contract;

2. The original purchase invoice issued by the tax department;

3. Original property certificate and land certificate;

4. The original ID cards of both husband and wife (valid for more than one year);

5. Original marriage certificate or single certificate (the single certificate is stamped with the official seal of the unit);

6. Original residence booklet;

7. Original bank settlement voucher and repayment voucher;

8. Original loan contract signed with the bank.

Q: Can Jiaxing convert commercial loans into provident fund loans?

Of course not. You signed a loan contract with the bank. In fact, when you buy a house, the bank will help you pay all the money to the developer. The bank pays in advance, and then you pay it back to the bank every month, and the bank earns some interest from it.

Fourth, Q: Can Jiaxing convert commercial loans into provident fund loans?

Of course not. You signed a loan contract with the bank. In fact, the house you bought is paid in advance by the bank, and then you return it to the bank every month.