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What does the transfer show that the reverse transaction has been completed?
Reverse transaction is a common remedy for financial institutions. Reverse transactions are mainly divided into real-time reverse transactions and batch reverse transactions. In other words, hedging is a remedial measure that the system thinks may be taken when the transaction fails. When the transaction is marked as successful in the terminal, but the accounting transaction package sent to the host does not receive a response, the financial institution can take corresponding measures.
In major transactions, batch automatic reversal means that when one party returns from overtime, the system does not immediately reverse it. When the bank transfer transaction is abnormal, such as communication timeout, the transaction initiator automatically or manually initiates the bank transfer reversal transaction and cancels the original transfer transaction.
Extended data:
Reverse transaction is a process in which the money cannot be successfully transferred to the designated account due to the reasons of individuals, banks or UnionPay companies, and the system automatically returns the previous transaction amount and other auxiliary fees to the payer's card. Simply put, the transfer was unsuccessful.
When the bank transfer transaction is abnormal, such as communication timeout, the transaction initiator automatically or manually initiates the bank transfer reversal transaction, cancels the original transfer transaction, and returns the transfer money to the card after a period of time.
There is a general rectification situation:
When transferring money, it always shows reversal, because investors fill in the payee information incorrectly, so the funds will return the original way. Generally speaking, the reasons for rectification are:
If the payee's name is incorrectly filled in, or the bank card number or the opening bank is incorrectly filled in, it will be returned in the original way. After returning, the investor can recheck the information such as name and card number, and then transfer the money.
Investors must check the transfer information when transferring money to other users. When transferring money, they can choose real-time arrival and ordinary arrival. If you choose ordinary receipt, it will generally arrive after 24 hours. If you fill in the wrong information, the funds will be reversed after 24 hours.
If you choose to receive the account in real time, when the information is filled in incorrectly, the funds will be returned within a few minutes and the reversal will be displayed.
Hedging transaction:
Hedging transaction is to conduct two market-related transactions at the same time, in opposite directions, with the same amount, and break even. For example, investors buy stocks, but they are worried that the stock price will fall, so they will face huge losses. Therefore, short trading of stock-related stock indexes should be conducted in the futures market or options market, so that even if it falls in the future, short futures or options can offset the losses of stocks.
In the A-share market, the hedging tools that investors can use are: futures and options. As far as futures are concerned, it is mainly to hedge the spot. For example, soy sauce manufacturers are worried that soybean prices will rise in the future, and the cost will increase at that time, so they buy bullish contracts in the futures market. If the price of soybean really rises in the future, the money gained from futures can offset the rise in the price of raw materials.
Options are generally linked to the stock market, and options can be bought up or down, so that you can do two operations in opposite directions, which seems to be a profit and a loss. In fact, there is a price difference among them, and investors are making money from the price difference.
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