What are the requirements for applying for a bank merchant payment code?

How to apply for a bank payment QR code

Take the ICBC payment code as an example. There are two ways to apply. The first is to pay attention to the "industrial and commercial bank payment code". ICBC Merchant Home" WeChat service account, select the entrance of "Merchant Application-Self-Service Application for Collection Code"; the second method is to download this APP software, the name is "ICBC Merchant Home", select "Become an e-Payment" "Merchant", after entering, fill in the information and sign the contract online to apply for the ICBC collection code.

Extended information;

1. Users first need to download the APP ICBC Merchant Home, then click on the homepage -> Become an e-payment merchant -> Select small and micro merchants without a business license;< /p>

2. Upload information as required: one photo of the front and back of your ID card, one photo of your hand-held ID card, one photo of the store, one ICBC savings card (ICBC card required), enter the store information, store Name, store address, etc.;

3. Submit for review, and then wait for ICBC to send a text message the next day. The text message contains the merchant’s login name. Then use this login name to log in to the APP, set a password, and then use the QR code to scan and collect money. The ICBC e-payment collection code can support the acceptance of mainstream payment methods in the market such as WeChat Pay, Alipay, JD Pay, UnionPay QuickPass, and ICBC e-payment. It can also support scan-code transactions for customers to bind their credit cards.

In addition to the payment code of ICBC, you can also apply for the payment code of Agricultural Bank of China:

1. Download the Agricultural Bank of China mobile banking;

2. Log in and find the entrance of "ABC Express E-Pay";

3. Click once and the "Service Agreement" will pop up;

4. Select Agree, and it will appear on the page The payment QR code is provided. Users can just print the payment code themselves.

Another example is China Construction Bank. The method for applying for a QR code is as follows:

1. Open the mobile app mall, type "China Construction Bank" in the search bar, download and install;

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2. After the installation is completed, open the mobile banking app, enter the login page, and enter your ID number and login password on the page;

3. After completing the login, enter the "Homepage" page, click "Dragon Payment" at the top of the page;

4. Enter the Dragon Payment page, click "Receipt", and you will see your China Construction Bank payment QR code;

5. Use the screenshot function of your mobile phone to save the payment QR code of CCB Bank to the mobile phone album, or print out the payment QR code to facilitate others to scan the code to pay.

In 2021, China CITIC Bank, Rural Credit Cooperatives, and Agricultural Bank of China have free payment codes. The purpose of the bank's exemption of handling fees is to allow merchants to use more bank cards and the money received flows into the bank, so they are willing to subsidize the handling fees. Promotion of this payment code.

Because many people now go out without cash and usually bring their mobile phones with them, so general consumption is done on their mobile phones. Alipay is what people use more often. There is WeChat payment, so many merchants or supermarkets use WeChat codes or Alipay codes to allow consumers to scan the codes to complete payment