How to return the ICBC zodiac card?

Zodiac card is a credit card with the theme of Zodiac launched by ICBC, which is deeply loved by consumers. Moreover, people need to pay their bills after using credit cards. How to return the ICBC zodiac card? How do I know if my repayment is successful?

I. Full repayment

On or before the repayment date, the cardholder needs to repay all the money without paying any interest, which is also an interest-free repayment. The interest-free repayment period of ICBC Zodiac Card is generally 25 to 56 days.

Second, the minimum repayment amount

Before the repayment date, if the cardholder fails to repay in full, or only pays the minimum repayment amount, the bank will charge a certain amount of interest, and pay five ten thousandths of interest every day until you repay in full.

Three, unpaid or did not meet the minimum repayment standard.

Before the repayment date, if the cardholder fails to repay, or the repayment amount does not reach the minimum repayment amount, the bank will charge 0.5 ‰ interest and late payment fee every day, and the late payment fee will be calculated as 5% of the unpaid amount, with the minimum amount of 1 yuan. If you can't pay back the money on time, your personal credit will definitely be affected.

There are still some friends who are not at ease after paying back the money, fearing that they will not succeed in repayment. So, how can we know that our repayment is successful?

After your repayment is successful, ICBC will send a text message to your mobile phone, allowing you to determine whether to repay by text message. You can also call the bank's customer service phone to make an inquiry. You can also log in to online banking or check your personal account information at ATM to see if your available limit has been restored, which means that you have successfully repaid. If you repay on a third-party repayment platform, you can directly query your repayment record on the platform.

Different repayment methods of ICBC Zodiac Card have different charging standards. Moreover, friends who want to see if they can repay successfully can also inquire whether they can repay successfully according to how they repay. The query method is very convenient and fast.