Why delete the mobile phone transfer record?

Mobile banking transfer records can be deleted as follows (taking China Bank as an example):

1. Open the China Bank APP, enter your ID number and login password, and click Login.

2. After entering, click "Transfer" on the homepage.

3. Enter the "Transfer" page and click "Payee List" on the right.

4. The contact person who recently transferred money will be displayed in the payee register. Click the contact you want to delete, and then gently slide to the left, and the "Modify" and "Delete" buttons will appear.

5. Click "Delete" and then click "OK" in the pop-up window to delete the contact from the list of common payees.

The transfer record of mobile banking is a kind of voucher, which is convenient for users to inquire and reconcile, and can protect users' interests to a certain extent. Generally speaking, there is no special requirement, and users had better not delete this record.

Bank of China

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.2.2

: 1. Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

2. Connect the customer's mobile phone with the bank through the mobile communication network, and realize various financial services such as account inquiry and transfer directly through the mobile phone interface. That is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, send short messages through mobile phones, and use mobile short message resources to operate bank accounts, thus realizing the functions of "financial management" and "electronic wallet" of mobile phones. Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.