What should the People's Bank of China do if it freezes personal accounts for 4 days?

If the bank card is frozen, contact the opening bank for consultation on working days. Generally speaking, bank card freezing includes the following three situations:

1. The transfer system of China People's Bank was frozen. If the transfer flow of the bank card account is too large and the remarks are inappropriate, it may be frozen. The way to deal with this situation is to apply for thawing in the bank, which can usually be solved within 3 working days.

2. The police froze for a while. This shows that your bank card received black money, but it was not a bank card that received black money directly.

Usually, it can be thawed automatically after the freezing time expires (72 hours). The police asked the people's court to freeze it. Article 29 The time limit for the people's court to freeze the bank deposits and other funds of the person subjected to execution shall not exceed six months. This means that your bank card has directly received the money from the black bank card. Such cases are usually frozen for more than six months, and the police can extend the freezing period, even until the case is closed or the case is withdrawn. The first two freezing conditions are better. If it is frozen for half a year, the bank will provide the telephone number of the public security department that implemented the freeze.

After that, you need to contact the frozen public security department on working days to understand the specific situation. Usually, you need to bring the personal transaction certificate and running water certificate printed by the bank (with official seal), and go to the local public security bureau as soon as possible to make records to help unfreeze the bank card.

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Prevent bank cards from being stolen and frozen;

1. Pay attention to trading by card. Don't despise your password. Block the operation gesture with the other hand or body to prevent others or pinhole camera from peeping. If the password is found to be peeked, you should immediately change the password or contact the bank to report the loss. In addition, when swiping a card, you should pay attention to whether you swipe your card on two POS machines. Also pay attention to the number of times the cashier swipes the card.

2. The transaction sheet was completely smashed. Many depositors throw away or discard their vouchers after completing their business at bank ATMs and counters, which may reveal depositors' information, including account numbers and card numbers. It is suggested that citizens must completely crush the vouchers after handling business, and bank outlets will install shredders or collect them themselves.

3. It is suggested to deposit a lot of idle funds. If the cardholder has a large amount of money that has not been used for a long time, he can choose time deposit and other methods. It is understood that the vast majority of banks require time deposits to be withdrawn in advance at the counter with the original ID card (if it is necessary to act as an agent, the original ID cards of both the account holder and the agent should be provided). In this way, even if criminals copy bank cards, they can't steal them.