Inner Mongolia housing provident fund inquiry

You can't retire before you reach retirement age!

First, the application conditions for the withdrawal of housing provident fund

1. Purchase, construction, renovation and overhaul of owner-occupied housing

2. Repay the principal and interest of the housing loan owned by the property owner.

3. Rental housing for self-occupation.

4. Retirement (retired)

5. Completely or partially lose the ability to work, and terminate the labor relationship with the unit.

6. It is not that the registered workers in this city have not been re-employed for 5 years or that men have reached the age of 50 and women have reached the age of 45 after terminating their labor relations with their units.

7. Employees who are not registered in this Municipality are not re-employed in this Municipality after the termination of labor relations with their units.

8. Enjoy the urban minimum living guarantee.

9. Go abroad or settle abroad

10. Workers are dead or declared dead.

2. Withdraw the amount of housing provident fund.

1. Employees who purchase, build, renovate or overhaul houses can withdraw the balance from their personal accounts. If they do not apply for a housing loan, their account balance can be as of the month when the purchase and construction contract is signed; If the balance of my personal account exceeds the total actual purchase and construction expenditure, it shall be withdrawn according to the actual expenditure.

2. Employees who repay the principal and interest of housing loans can withdraw once a year, and the balance of each withdrawal account does not exceed the current principal and interest amount. When the loan is settled, the account balance is as of the month when the loan is settled; After the loan is settled, it will not be withdrawn.

3. If the employee rents a house for self-occupation, it can be withdrawn once a year, and the balance of the account withdrawn each time shall not exceed 70% of the actual rental expenditure in the current period.

4. If the employee's account balance is lower than the above-mentioned withdrawal limit, his spouse, parents and children can apply for withdrawal of their respective housing provident funds within the limit. The total withdrawal of employees, their spouses, parents and children shall not exceed the above limit.

3. Proof materials for extracting housing provident fund.

1. Proof materials to be provided for the purchase of owner-occupied housing: for the purchase of commercial housing or affordable housing, the commercial housing sales contract and purchase invoice or unified receipt shall be provided; Purchase of second-hand housing, provide housing transfer contract and deed tax payment certificate; The purchase of public housing, provide public housing sales agreement and purchase invoices or unified receipts.

2 housing relocation or expansion, should provide relocation and expansion agreement, purchase invoices or unified receipts.

3. For the construction or renovation of self-occupied housing, provide construction permit certificates such as construction project planning permit or village planning and construction permit, and invoices for purchasing materials.

4. Overhaul the house, and provide the appraisal report, construction project planning permit and purchase material invoice issued by the house appraisal agency.

5 to repay the principal and interest of the self-owned housing loan, provide the purchase contract, loan guarantee contract and repayment certificate or loan settlement certificate issued by the bank.

6. If the leased house is occupied by itself, provide the lease contract and rent invoice.

7. Retired (retired), provide retired (retired) proof.

8. In case of total or partial loss of labor ability and termination of labor relations with the unit, provide the appraisal certificate of loss of labor ability issued by the labor department and the certificate of termination of labor relations by the unit.

9. If the registered employees in this Municipality have not been re-employed for five years or men have reached the age of 50 and women have reached the age of 45 after the termination of labor relations with their units, they shall provide proof that their units have terminated labor relations.

10. If the employees who are not registered in this city are not re-employed in this city after the termination of their labor relations with their units, they shall provide the certificate of termination of their labor relations and the employee's household registration certificate.

1 1. Those who enjoy the minimum living guarantee in cities and towns will be issued with a certificate of assistance for families in need (minimum living guarantee, destitute and difficult).

12. If you go abroad or settle down abroad, you should provide your passport, certificate of cancellation of household registration or certificate of residence abroad.

13. If an employee dies or is declared dead, the household registration cancellation certificate or death certificate shall be provided.

4. The extraction method of housing provident fund is that employees sign the bank time deposit certificate.

1. Withdrawal shall be made by the employee's signature on the bank time deposit certificate.

2. If the employee withdraws the housing provident fund to pay the down payment, the housing provident fund management center will issue a transfer check to pay the housing provident fund extracted by the employee to the selling unit. The inquiry website of Inner Mongolia housing provident fund is /gongjijin/