Credit card opening date

How to inquire about the opening date of CCB credit card?

Call the customer service hotline.

First of all, how to check the card opening time of a credit card: You can only check the card opening time by calling the customer service hotline, and the date on the card is the validity period of the credit card. The validity period of bank credit cards is generally 5 years, and individual banks are 10 years. After the expiration of the validity period, the bank will decide whether to let customers continue to use credit cards according to their past use of credit cards.

What do you think of the date of issuance of credit cards?

Card issuing time can only be consulted by calling the credit card customer service hotline. The validity period of a credit card is clearly marked on the front of the credit card. The validity period of a credit card is generally below the credit card, and the standard format is the date of the previous month and the date of the next month. For example, 09/ 1 1 means that your credit card is valid for September 201/year.

Process for processing credit cards:

1. application

In most cases, citizens with direct civil capacity (18-year-old Chinese mainland citizens) and citizens with certain direct financial resources can apply for credit cards from the issuing bank. Sometimes, legal persons can also act as applicants.

Step 2 review

After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's reputation. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit rating of the applicant, and auditing the relevant information of the personal guarantor.

Issue cards

After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for settlement after shopping, consumption and withdrawal.

Open the card

Since the credit card is mailed after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from fraud losses, a card opening procedure was set up before the credit card was officially opened. Card opening is mainly to check the relevant personal information provided by telephone or online application, and complete the card opening procedures after meeting the requirements.

At this point, the applicant becomes the cardholder and can officially start using the card after signing on the back of the card. After opening a credit card, it is generally necessary to set a password for the card at the same time. After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.

First of all, the credit card is not the private property of the cardholder, but is "borrowed" by the cardholder with "credit" as the guarantee. Only when the card issuer judges that "this person can grant credit" according to these conditions (specifically, he has the ability to repay) can the card be issued. Secondly, it is necessary to clarify the significance of signing the bill.

Signing is to admit that "the loan I bought today must be paid off, and now I will take what I bought first", which means that I absolutely keep my promise. The credit card system is introduced from Europe and America, and it has the concept of contract. Signing a contract is to recognize the terms of the contract.

How to inquire about the opening time of China Bank's credit card?

You can call China Bank Credit Card Customer Service Hotline 4006695566 to inquire about the opening date of China Bank Credit Card.

The above contents are for your reference. Please refer to the actual business regulations.

This concludes the introduction of credit card opening day, credit card opening day and card stopping day. I wonder if you found the information you need from it?