What happens when Alipay spends money?

1, using ant flower buds without repayment will reduce sesame scores. People with high sesame scores can enjoy many deposit-free services, such as staying in hotels and using bicycles. In addition, many online loans require borrowers to have a high sesame credit score, otherwise they will not lend money.

2. The use of ant flower beds without repayment will also affect the personal credit information of the central bank, leaving a serious record of non-performing loans in the credit information. In the future economic activities, debtors will be greatly restricted. For example, mortgage loans and car loans are difficult to pass the examination or the loan interest rate is higher than others.

3. If the repayment is overdue, there will be overdue fees. Overdue fee = overdue amount *? 0.05%* days overdue, of which overdue amount *? 0.05% is rounded to the nearest minute (it is recommended to repay the loan on schedule to avoid bad records affecting the credit).

4. Using ant flower beds without repayment will also affect online shopping in the future. You can't pay with ant flowers, and you can't participate in the store's preferential activities.

5. Ant Flower Garden will urge users who don't pay back the money, which may affect the normal life of debtors and even the lives of relatives and friends.

6. Once Ant Financial takes legal measures against the users of ant flower buds who don't pay back, and brings them to court, then these debtors are likely to enter the blacklist of untrustworthy people. In the future, faithless people will face the dilemma of not being able to fly and buy private cars.

Extended data:

Bai Hua Repayment Act

Users can prepay the amount of ant flower buds at the time of consumption, and make repayment on the 9th of the following month after receiving the goods. The longest interest-free period can reach 4 1 day. In addition to the consumption experience of "buy this month, pay it back next month, and it is super long and interest-free", Ant Flower Garden has also introduced the function of flower garden staging, and consumers can repay the money in 3, 6, 9, 12 months.

The repayment date in Bai Hua is 10 every month, and users need to pay off the generated Bai Hua bill on the repayment date. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu 'ebao (with the function of withholding Yu 'ebao) and fast payment by debit card (including one card) in turn to repay the outstanding part of the bill. You can also take the initiative to repay. In order to avoid overdue, please ensure that the amount of Alipay account is sufficient. If it is overdue, a late fee of 0.5% will be charged every day.

Baidu encyclopedia: flower bud