How long will the bank card access records be kept?

According to the Administrative Measures on Customer Identification and Customer Identity Data and Transaction Records of Financial Institutions, which came into effect on August 1 2007, bank transaction records shall be kept for at least 5 years from the year in which the transaction was recorded.

If it is more than 5 years, some banks may not keep it, but generally speaking, banks will keep transaction records for more than 5 years out of caution, such as 15 years.

Extended data:

Measures for the administration of customer identification and customer identification data and transaction records of financial institutions Article 29 Financial institutions shall keep customer identification data and transaction records according to the following time limits:

(1) Customer identity information shall be kept for at least 5 years from the year when the business relationship ends or the year when the one-time transaction is recorded.

(2) The transaction records shall be kept for at least 5 years from the year when the transaction is recorded.

If the customer identity information and transaction records are related to suspicious transactions in the anti-money laundering investigation, and the anti-money laundering investigation has not been completed at the expiration of the minimum retention period specified in the preceding paragraph, the financial institution shall keep them until the anti-money laundering investigation is completed.

After more than five years, the bank will no longer keep it.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.

Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.

The application of bank card automatic settlement system will make "a society without checks and cash" a reality.

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Characteristics and advantages of bank transaction records

You can use ICBC's online bank account details inquiry function (today's details inquiry and historical details inquiry) to inquire about today's details and historical details of all registered RMB and foreign currency accounts in headquarters and branches, download and print the inquiry results, and send the inquiry results to other people who need them through EMIAL.

China Industrial and Commercial Bank provides you with 7×24 hours account details inquiry function. Through the query and printing function of enterprise online bank account details, you can not only easily understand the transaction situation of all bank accounts of the company, but also download the transaction information of all accounts to your computer through the download function, and browse at any time through the client tool software of China Industrial and Commercial Bank.

The account details query function can query the detailed information of a transaction, including transaction purpose, loan information, transaction amount, transaction time, counterparty account number and counterparty company name, so that you can know the details of each transaction of the enterprise at any time, and also provide the electronic receipt function.

Using telephone banking of ICBC to inquire account details is simple in application procedure and convenient in function.