After the online loan is repaid, the account must be cancelled.

Although it is not clearly stipulated that online loans need to be cancelled after they are paid off, it is better to cancel them because:

1. When applying for online loan, the operator password of personal mobile phone will be authorized to the online loan platform. If it is not cancelled, you can check your personal information;

2. Because the corresponding personal information is submitted during the loan application process, if it is not cancelled, it may continue to be harassed by the loan platform and receive spam messages.

If the platform has the logout option, you can log off according to the page prompts; If there is no logout option on the platform, you can unbind all bank cards and apply to customer service for freezing the account.

: What is online loan?

Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.

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