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How long does it take for mobile banking to check credit information?
Under normal circumstances, mobile banking will get the results within 24 hours. The bank will send the credit report to the email address reserved by the user. It is worth noting that the credit report inquired by mobile banking is a simplified version. If you need to inquire about the details of the credit report, you still need to go to the Credit Information Center of the People's Bank of China or the authorized business outlets of commercial banks.
Credit report is divided into personal credit report and enterprise credit report, which is a record of personal credit information released by the Credit Information Center of China People's Bank, and is used to query the social credit of individuals or enterprises. Credit reports are divided into three categories, namely personal basic information, credit transaction information and other information. The new version of the credit report of the central bank's personal credit information system was put into operation, and the "validity period" of overdue records was officially set at 5 years.
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