Is there a time limit for inter-bank transfers at Hengfeng Bank?

No time limit, real-time payment.

On March 28, 2019, the central bank made appropriate adjustments to the self-service teller machine transfer management policy, that is, when handling business for individuals through self-service teller machines, the transfer acceptance interface (including foreign language interfaces) can be displayed in Chinese The payee's name, account number, transfer amount and other information (the name should be desensitized), and a clear prompt in Chinese that the business will arrive in the account in real time and be confirmed by the customer.

Those who meet the above requirements will no longer be subject to the requirement that transfers from self-service teller machines be credited within 24 hours. ?

Extended information:

According to the "Notice on Preventing and Combating Telecommunications Network Fraud Crimes":

Article 4: Telecommunications enterprises shall immediately carry out one-certificate-multiple To clean up card users, if the same user has applied for 5 valid phone cards with the same basic telecommunications company or the same mobile resale company, the company is not allowed to issue new phone cards for them.

Telecom companies and Internet companies must take measures to block the online release, search, dissemination, and sales channels of number-changing software, and strictly prohibit the operation and operation of illegal online number-changing phones.

Telecommunications enterprises must strictly regulate the transmission of calling numbers at the entry and exit offices of international communication services, fully implement the standard cleaning and caller authentication of voice dedicated lines, and increase the detection and interception of false callers within and between networks.

Immediately clean up and standardize telephone services such as One Number Link, business switchboard, 400, etc. All Internet telephone services operating in violation of regulations shall be banned in accordance with the law. Agents at all levels operating in violation of regulations shall be ordered to make corrections within a time limit. Those who fail to make corrections within the time limit shall All licenses will be revoked by the relevant departments.

And seriously pursue civil and administrative responsibilities. Mobile resale companies must carry out their business in accordance with the law. Mobile resale companies that do not do well in rectification and have repeatedly violated regulations will be resolutely investigated and punished in accordance with the law until the corresponding qualifications are cancelled.

Article 5. All commercial banks must promptly complete the cleanup of debit card stocks and strictly implement regulations such as "the same customer shall not open more than 4 debit cards at the same commercial bank in principle."

No unit or individual may rent, lend or sell bank accounts (cards) and payment accounts. Those who constitute a crime will be held criminally responsible according to law. Starting from December 1, 2016, the same person can only open one Class I bank account at the same banking financial institution.

Only one Class III payment account can be opened at the same non-bank payment institution. Since 2017, banking financial institutions and non-bank payment institutions have been required to rent, lend, and sell assets certified by public security organs at the district, municipal, or above level.

Units and individuals and relevant organizers who purchase bank accounts (cards) or payment accounts, and units and individuals who pretend to be other people’s identities or create fictitious agency relationships to open bank accounts (cards) or payment accounts.

All non-counter business of bank accounts (cards) and payment accounts shall be stopped within 5 years, and no new accounts shall be opened for them within 3 years. Accounts involved that have been identified as being used by criminals to commit telecommunications network fraud by public security organs at the district, city or above level.

Other bank accounts under the name of the account holder involved will be suspended from non-counter business, and all services from the payment account will be suspended. Starting from December 1, 2016, if an individual transfers money to an account with a different name through a bank's self-service teller machine, the funds will arrive within 24 hours.

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