Why does the Agricultural Bank always deduct money every month?

The ABC card will not deduct money every month. In your case, there are three possibilities: the quarterly account balance is less than the account fee in 300 yuan, the inter-bank withdrawal fee and the off-site withdrawal fee.

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Agricultural bank cards do not deduct money every month, but some merchants and banks stipulate that some fees will be deducted.

1. If the user opens the SMS reminder service, the monthly 2 yuan fee will be charged.

2. If the funds in the user's account are insufficient in 300 yuan, a small account management fee will be charged, and a 3 yuan will be charged every quarter.

3. The annual fee of ABC card will also be deducted.

4. If you are dissatisfied with 300 yuan every day, a small management fee (account service fee)/1 yuan will be deducted every month, and /3 yuan will be deducted every quarter, which is embodied in the detailed list. Small account management fee is an account management fee that banks charge a certain amount of fees every month for those accounts whose average daily balance is less than a certain amount. Most banks have this charge, and the specific amount is different. Collecting this fee is a change in the bank's business philosophy.

5. Make up the annual fee. Sometimes when the system deducts your annual card fee, your balance is not enough, and it will be deducted next month. The annual fee of bank card refers to the fixed fee charged by China's commercial banks for bank accounts every year. The annual bank card fee is charged once a year, and the bank withdraws it from the account.

According to the staff of the bank, the reason why citizens need to take the initiative to apply is because many people have opened multiple accounts in the same bank. Considering the customer's own choice, the cardholder needs to take the initiative to apply for which card for free. When applying, you can "double-exempt" one card, or you can exempt one card from annual fee and another card from small account management fee.

Agricultural bank card charging standard:

1. Annual fee 10 yuan. If the balance in the card is less than 300 yuan, 2 yuan small account management fee will be charged/quarter.

2. Local ATM withdrawal: cross-bank withdrawal for each 2 yuan.

3.ATM remote withdrawal: 1% of each withdrawal amount of ATM remote inter-bank withdrawal, with a minimum of 1 yuan; ATM remote withdrawal fee is 0% of 2 yuan +65438+ withdrawal amount;

4. Off-site deposit fee: off-site counters in the province: 0.5% of the transaction amount, with the lowest 1 yuan and the highest 50 yuan; Inter-provincial counter: 0.5% of the transaction amount, with a minimum of 1 yuan and a maximum of 100 yuan.

5. Off-site withdrawal fee: off-site counters in the province: 1% of the transaction amount, with the lowest 1 yuan and the highest 50 yuan; Inter-provincial counter: 1% of the transaction amount, with the lowest 1 yuan and the highest 100 yuan.