Does credit card approval mean passing? But I didn't get the message.

The credit card has been approved successfully, which means that if you don't receive the SMS, your phone number may be missed.

After applying for a bank credit card return visit, you can check the progress, and the bank will notify you by SMS within 15 days (including approval and bank card issuance); You can call the bank's customer service phone at any time to check the progress or log in to the bank's official website to check the progress.

See the regulations for applying for a credit card: age requirement: the age is between 18-65; Income and asset requirements: have a stable occupation and income; Credit and ability requirements: good credit and the ability to repay the principal and interest on time; Having full capacity for civil conduct; Provide originals of various certificates.

Yes, sometimes you don't need to call for credit. Your credit report must be good before they can issue cards directly. I got a traffic ticket for my friend, and it just passed without a phone call.

Generally speaking, it takes 10 working days from the receipt of the application materials by the audit department to the completion of the audit. After approval, business cards can be made in about 2 working days. Then the bank will send a registered credit card letter, which is a bit long. According to the regulations of each bank, different banks have different policies. Basically follow the above process.

If you are an online applicant, you will be informed to bring your ID card to the outlet for face-to-face interview after completing the preliminary examination.

The contents of the preliminary examination of the audit department include filling in personal basic information, work certificate, income, etc. If the information is incomplete, the applicant will be informed to fill in the information. This process is the first trial, which is generally completed, that is, the review of personal information and assets is completed.

After the completion of the preliminary examination, the bank shall apply to the Credit Information Center of the People's Bank of China for inquiring about the applicant's credit information records. The inquiry times and information of xx bank and xx lending institution shown in the credit report are the institutional inquiry vouchers of each loan or credit card business of the applicant. Judge whether the applicant's past credit information meets the conditions for card approval.

This step is crucial. If there are too many overdue times and the overdue amount is large, banks generally will not issue cards to applicants. The applicant will not be told that the card will not be approved seriously because the credit information is overdue. However, applicants should also have this awareness, and don't apply for a card until they know that their credit information is not good. Deal with overdue credit cards or loans first.

Finally, I suggest you check the credit information yourself before you apply for a card. You can check the simplified version of the amount online. If you look at the overdue situation, the simplified version is enough. If you want to check the detailed version, go to the branch of Credit Information Center of China People's Bank. Later, I will write the inquiry points and contact information of credit information sub-centers all over the country, or you can inquire on the credit information website.