What is the transfer limit of China Construction Bank's mobile banking for one day?

CCB's mobile phone transfer limit is 50,000.

After the opening of mobile banking transfer business, ordinary customers transfer 5,000 yuan each time through SMS dynamic password and payment password, with a daily cumulative amount of more than 5,000 yuan. If they want to remit more than 5,000 yuan, they can enter the password into the mobile phone through the dynamic password given by the mobile phone dynamic token that supports mobile banking, and then they can transfer up to 50,000 yuan per transaction, which is also less than 50,000 yuan per day.

If customers feel that 50,000 yuan per day is not enough, they can apply for adjusting the daily transfer amount at the bank counter with their valid identity documents and bank cards bound to mobile banking. Mobile banking transfer is convenient and fast, which eliminates the trouble of bank queuing and becomes the first choice for many people to transfer money.

What should I do if the bank transfer is wrong?

The bank staff suggested that customers should go to the nearest bank counter as soon as possible after discovering the wrong account, and verify the existence of the other party's account with the receipt printed on the day of transfer. If the opposite account does not exist or is invalid, the money will be automatically returned to the sender's account within a certain period of time. However, if the other party's account is true and valid, then the remitter can ask the bank staff to provide the other party's contact information.

If the bank is unwilling to provide the personal information of the other party, the remitter should report the case to the public security organ and ask the public security organ to intervene in the investigation. First of all, the public security organ will ask the bank to verify the identity of the other party, and then communicate with the other party whether it is willing to return the money. If the other party refuses to return the money, the remitter can bring a civil lawsuit to the court with the money order, and the court can use the legal provisions of unjust enrichment to help the remitter recover the money.

In addition, the remitter can also bring relevant evidence to the local court for pre-litigation preservation. According to the account number and user name provided by the parties, the court seals up the account number in the bank where the payee opens the account, and gets in touch with the other party according to the personal information left by the other party in the bank. If the other party does not admit or is unwilling to return it, the court may enforce it according to the current laws of our country.