It's time to receive the message. Why not deal with the arrears then?

Users need to find out whether they are overdue and whether the collection message is sent to them. Because at the time of collection, it is likely that their relatives and friends are overdue, which leads to their own collection, so users can ignore or tell each other; Then some criminals send phishing messages to defraud users of funds.

If it is indeed a short message sent by the platform and the user himself is overdue, then what needs to be done is to pay back the arrears, and then explain the situation to the platform and ask for reconciliation. As long as the debt is disposed of, there will be no more collection harassment under normal circumstances.