The credit card is overdrawn, why didn't you receive a text message to remind you of the repayment?

Your question doesn't provide enough information.

Concepts related to credit card repayment include billing date and due repayment date.

For example, if your credit card is set to the 20th of each month.

Then the repayment generated by the monthly bill is all overdraft items from the day after last month's bill date to this month's bill date.

That is to say, the bill for March should be the sum of all expenses and income from February 2 1 to March 20.

In this case, you can't count all your expenses in March as current consumption.

It should be divided by bill date, and the current bill should include those before the bill date.

Consumption after the bill date will be included in the next bill.

The repayment period is generally within 20 days after the bill date, so the specific date depends on the bill date set by your credit card.

In addition, if you withdraw cash, there is no interest-free period, and the daily interest is five ten thousandths, which means that the later the period, the higher the interest, and you should pay it back as soon as possible.