A 23-year-old college student in Nanjing jumped from the 28th floor. They had 56 campus loans before their death. Do they dare to collect money after they die?

University is a bridge for every student to go to society. After four years of college life, students will be integrated into society. Students are already adults during their study and life in university, so their living needs and expenses are gradually increasing. Some students even start businesses in universities. These problems have also caused a big problem, that is, lack of funds and insufficient money. Some lawless elements cast their evil eyes on the sacred temple of the university, so online campus loans such as "business loan", "installment loan", "job loan" and "training loan" have appeared one after another, and these illegal loan companies all use usury and routine loan fraud to let students fall into the trap carefully arranged by them when they are eager to use money.

This kind of campus online loan is extremely harmful. Many students often borrow thousands of dollars, but they have to pay back tens of thousands. Because of the inability to repay, I gradually entered the routine loan. No matter how you repay it, it will never be over. Some students even bear millions of debts. After draining the students of everything, black-hearted lenders use threats, intimidation, violence and other means to force students to continue to borrow money or intimidate their parents to sell houses and repay loans. As a result, many students are overwhelmed, unable to repay their debts, and finally end their lives and make a powerless struggle against the world. They failed their parents' training and the education of the school and society. The state's attack on this kind of campus loan has never stopped, but it has been repeatedly banned, and its evil talons are still rampant on campus.

On March 20 16, Zheng Dexing, a college student in Henan, got the first campus loan, and then his nightmare began. Later, he was forced to borrow nearly 600,000 yuan from multiple online platforms. Because it is really unable to repay, the online loan personnel used various means to intimidate and collect debts, which caused extremely serious physical and mental trauma to Zheng. Finally, he couldn't resist the pressure and flew down from the eighth floor of a hotel in Qingdao. On April 1 1, 2007, a sophomore girl from Huaxia College in Xiamen committed suicide in a hotel in Quanzhou because of campus loan. It is reported that girls have loans on five platforms, and only one of them has a loan of 570,000, and the cumulative number of loans is as high as 257 times. Her family has repaid her many times. During this period, online lending companies also use loans.

In fact, there are many cases like the above. In the media news, we can often see reports that campus loans broke out again, forcing a young college student, a boy named Wei Xu (a pseudonym), to graduate from the famous 2 1 1 university in Nanjing just two months ago. At about 2 pm that day, 23-year-old Wei Xu sent a message to her classmates and decided to go to a hotel in Nanjing. All this is thanks to the campus loan. Just a few days after Wei Xu's death, at about 6: 20 pm on September 2, Grandpa Wei Xu, who was still immersed in great grief, also received a dunning call from an online platform and dehumanized them. They really deserve to be sent to eighteen levels of hell.

"When you see this, I'm gone (forever) ... I've been struggling for years ... every time in the dead of night, the feeling of being torn will ruin me. I really can't stand it ... I haven't done anything bad for more than 20 years, but I'm sorry for my family ... I really want to get rid of it. I'm an asshole ... I'm sorry. This is Xu Wei's last masterpiece. Fragile life, finally unable to bear the ravages of sin. According to Wei Xu's family, just two days after the child died, two online loan companies called to collect the loan. These two platforms are "Cao Qing Loan" and "Blue Cat Finance".

Xu Wei has always been the pride of the hsu family since he was a child. The child has been diligent and conscious since he was a child, and he never needs his family to worry about his studies. From elementary school to high school, his grades have always been among the best, and he is also very obedient and does not make trouble, giving the impression to his friends and classmates. He is the kind of big boy who is extremely sunny and happy. But it is such a happy young man who is full of vitality. One day in April this year, he sent his father a message full of guilt and helplessness, saying that he owed more than 90,000 yuan in campus loans, which was really difficult to support. According to Xu Wei's character, he would never ask for money from home unless he had to.

After seeing his son's message, Xu Fu was shocked. He doesn't know how his son got into this big trouble. Campus loans are no stranger to him. In the TV news, he saw many children being forced to commit suicide because of campus loans. He is worried that his son is under too much pressure. (Unfortunately, Xu Wei finally chose not to return. He quickly gave the money to his son and called the police at the police station near the school. Chui fook never dreamed that he had paid off the campus loan for his son, but only two days after his son died, he received a dunning call from the loan platform.

So how much did Wei Xu initially borrow, and how much does it still owe to the lending platform? According to the telephone recording of Wei Xu's dunning from the loan platform, Wei Xu initially borrowed only 3,000 yuan from the Cao Qing loan platform, and when the dunning call came from the platform, it was one day overdue. Later, in order to repay the loan, Wei Xu had to rob Peter to pay Paul and borrow money from Blue Cat Finance and two other platforms. His last loan was 1 100 yuan, and he still owed this platform 50 yuan. I learned from the police that Wei Xu borrowed money from his classmates last month, probably to repay the online loan.

Using Wei Xu's telephone number, after inquiring in the third-party credit information system, it was found that Xu Wei applied for 34 loans with different amounts within 90 days, while he made 56 loans within one year. Although Xu Wei mentioned that he was suffering from depression in the message he sent to his classmates before committing suicide, his father and family never believed that the child was optimistic and sunny in their eyes. How can such a person have depression? Xu Fujian believed that his son's mental breakdown was caused by campus loans, and finally he went to a dead end.

Xu Fu said that his son graduated from college in July this year. After graduation, I successfully applied to a very good unit in Wuxi. But later, when the child wanted to take the postgraduate entrance examination, he gave up the opportunity to work in Wuxi and stayed in Nanjing to continue reviewing the postgraduate entrance examination. For his family, the death of his son is a heartbreaking pain and an unforgettable hatred for campus loans. At present, the Nanjing police have filed an investigation into this incident. Is Xu Wei's suicide directly related to campus loans? We have to wait for the final investigation result of the police.